FDIC Certificate #: 26769 Status: Inactive Closing history: Change in Location Acquiring institution:Chinatrust Bank (U.S.A.) (#19416) Federal Reserve ID: 3173790 Date Established: August 21, 1986 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 35887 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: August 21, 1986 Last Structure Change Effective Date: April 14, 2003 Last Structure Change Process Date: May 14, 2003 Last Data Update: May 14, 2003 Data Source Date: April 05, 2012
Location
Address: 6650 Corporate Drive, Suite E, Houston, TX 77036 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of Changes
Merger - Without Assistance
Change in Location
Financial Summary
Total assets: $91.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
27Total employees (full-time equivalent)
$91,189Total assets
$6,943Cash and due from depository institutions
$2,896Interest-bearing balances
$28,448Securities
$6,674Federal funds sold & reverse repurchase agreements
$37,599Net loans & leases
$409Loan loss allowance
$0Trading account assets
$2,094Bank premises and fixed assets
$0Other real estate owned
$8,687Goodwill and other intangibles
$0Life insurance assets
$744All other assets
$91,189Total liabilities and capital
$74,781Total liabilities
$73,284Total deposits
$60,283Interest-bearing deposits
$73,284Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,497All other liabilities
$16,408Total equity capital
$16,408Total bank equity capital
$16,408Perpetual preferred stock
$0Common stock
$1,450Surplus
$13,686Undivided profits
Memoranda
$1,272Noncurrent loans and leases
$1,106Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$187Earning assets
$0Long-term assets (5+ years)
$468Average Assets, year-to-date
$75,617Average Assets, quarterly
$27,976Volatile liabilities
$87,330Insider loans
$91,105FHLB advances
$6,740Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,106Total unused commitments
$0Restructured Loans and leases
$409Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$2,978Total interest income
$600Total interest expense
$2,378Net interest income
$0Provision for loan and lease losses
$564Total noninterest income
$0Fiduciary activities
$497Service charges on deposit accounts
$0Trading account gains & fees
$67Additional noninterest income
$2,060Total noninterest expense
$522Salaries and employee benefits
$246Premises and equipment expense
$1,292Additional noninterest expense
$882Pre-tax net operating income
$503Securities gains (losses)
$343Applicable income taxes
$1,042Income before extraordinary items
$0Extraordinary gains - net
$1,042Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$91Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.92%Yield on earning assets
0.79%Cost of funding earning assets
3.13%Net interest margin
0.74%Noninterest income to earning assets
2.71%Noninterest expense to earning assets
0.76%Net operating income to assets
1.19%Return on assets (ROA)
1.59%Pretax return on assets
8.36%Return on equity (ROE)
8.36%Retained earnings to average equity (YTD only)
0.25%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
9.69%Efficiency ratio
61,183Assets per employee
3.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.08%Loss allowance to noncurrent loans
218.72%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.49%Net loans and leases to deposits
51.31%Net loans and leases to core deposits
56.50%Equity capital to assets
17.99%Core capital (leverage) ratio
9.50%Tier 1 risk-based capital ratio
16.47%Total risk-based capital ratio
Memoranda
$17Average assets
$87,330Average earning assets
$12,468Average equity
$75,928Average loans
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