The Farmers National Bank of Danville in Danville, Kentucky (KY)

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The Farmers National Bank of Danville routing number info

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The Farmers National Bank of Danville
GeneralFDIC Certificate #: 2740
Status: Active
Federal Reserve ID: 785147
Bank Holding Company (Regulatory Top Holder): Boyle Bancorp, Inc. (RSSDID: 1119244, Location: Danville, KY)
Date Established: Febuary 10, 1879
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Domestic: 11, Interstate: No)
OTS Docket #: 11804
FDIC's unique #: 1779
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 304 West Main Street, Danville, KY 40422
County: Boyle
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Lexington
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Danville, KY (#19220)
CBSA Micro Statistical Area: Yes
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $479.5 mil
Equity capital: $49.2 mil
Deposits held in domestic offices: $412.6 mil
Return on assets (ROA): 0.61% ($2.9 mil)
Quarterly return on assets: 0.58% ($2.8 mil)
Return on Equity (ROE): 6.29% ($3.1 mil)
Quarterly return on equity: 5.66% ($2.8 mil)
Net income: $3.0 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.75% ($3,596.3 mil)
Quarterly Pretax return on assets: 0.63% ($3,020.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)151
Total assets$479,505
Cash and due from depository institutions$23,201
Interest-bearing balances$4,896
Federal funds sold & reverse repurchase agreements$10,728
Net loans & leases$269,854
Loan loss allowance $7,242
Trading account assets$0
Bank premises and fixed assets$13,041
Other real estate owned$7,866
Goodwill and other intangibles$0
All other assets$6,280
Life insurance assets$479,505
Total liabilities and capital$430,345
Total liabilities$412,589
Total deposits$347,097
Interest-bearing deposits$412,589
Deposits held in domestic offices$87
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$15,423
Other borrowed funds $0
Subordinated debt $2,333
All other liabilities $49,160
Total equity capital$49,160
Total bank equity capital$49,160
Perpetual preferred stock$0
Common stock$500
Undivided profits $44,120
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $246
Income earned, not collected on loans $14,879
Earning assets $0
Long-term assets (5+ years) $2,209
Average Assets, year-to-date $434,013
Average Assets, quarterly $115,034
Volatile liabilities $492,826
Insider loans $486,687
FHLB advances $281,045
Loans and leases held for sale $485,188
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $46,106
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $26,045
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $19,822
Total interest expense $6,275
Net interest income $13,547
Provision for loan and lease losses $1,064
Total noninterest income $5,111
Fiduciary activities $1,145
Service charges on deposit accounts $2,410
Trading account gains & fees $0
Additional noninterest income $1,556
Total noninterest expense $14,977
Salaries and employee benefits $7,954
Premises and equipment expense $1,574
Additional noninterest expense $5,449
Pre-tax net operating income $2,617
Securities gains (losses) $1,073
Applicable income taxes $680
Income before extraordinary items $3,010
Extraordinary gains - net $0
Net income attributable to bank $3,010
Net charge-offs $0
Cash dividends $3,010
Sale, conversion, retirement of capital stock, net $2,461
Net operating income $1,414
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.43%
Cost of funding earning assets 1.40%
Net interest margin 3.03%
Noninterest income to earning assets 1.14%
Noninterest expense to earning assets 3.35%
Net operating income to assets 0.43%
Return on assets (ROA) 0.61%
Pretax return on assets 0.75%
Return on equity (ROE) 6.29%
Retained earnings to average equity (YTD only) 3.33%
Net charge-offs to loans 0.83%
Credit loss provision to net charge-offs 43.23%
Efficiency ratio1.50%
Assets per employee$80,271
Cash dividends to net income (YTD only)3.18%
Condition Ratios (%)
Loss allowance to loans 46.98%
Loss allowance to noncurrent loans 2.61%
Noncurrent assets plus other real estate owned to assets 48.67%
Noncurrent loans to loans 4.74%
Net loans and leases to deposits5.37%
Net loans and leases to core deposits 65.41%
Equity capital to assets 68.54%
Core capital (leverage) ratio 10.25%
Tier 1 risk-based capital ratio 9.50%
Total risk-based capital ratio 16.41%
Average assets$18
Average earning assets$492,826
Average equity $47,872
Average loans $447,135
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$275,154
Number of Accounts1
Personal trust and agency accounts$265,031
Employee benefit-defined contribution accounts$68,841
Employee benefit-defined benefit accounts$4,378
Other retirement accounts$0
Corporate trust and agency accounts$36,283
Investment management agency accounts$0
Other fiduciary accounts$86,766
Fiduciary accounts held in foreign offices$68,763
Non-managed Assets$0
Number of Accounts465
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$36,283
Employee benefit-defined benefit accounts$0
Other retirement accounts$10,123
Corporate trust and agency accounts$4,916
Other fiduciary accounts$2,001
Fiduciary accounts held in foreign offices$2,583
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11 Kentucky Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
01779The Farmers National Bank Of Danvill304 West Main Street, Danville, KY 40422Febuary 10, 1879Full Service Brick and Mortar
3194038Danville Square Branch1714 Perryville Road, Danville, KY 40422September 12, 1977Limited Service Facility
4194039Perryville Branch309 East Second Street, Perryville, KY 40468December 15, 1986Full Service Brick and Mortar
6210Burgin Branch125 E Main Street, Harrodsburg, KY 40330June 03, 1896Full Service Brick and Mortar
7194041Harrodsburg Branch776 South College Street, Harrodsburg, KY 40330September 18, 1995Full Service Brick and Mortar
8194042Southtown Express Branch224 Southtown Drive, Danville, KY 40422Febuary 02, 1999Limited Service Facility
9340665Junction City Branch101 Shelby Junction Lane, Junction City, KY 40440May 22, 2000Limited Service Facility
10366081Stanford Branch131 Frontier Boulevard, Stanford, KY 40484January 13, 2003Full Service Brick and Mortar
11419609East Main Branch211 East Main Street, Danville, KY 40422October 28, 2002Limited Service Facility
12478864Lancaster Branch20 Commerce Drive, Lancaster, KY 40444Febuary 19, 2008Full Service Brick and Mortar
13478865North Mercer Branch1000 Colton Drive, Harrodsburg, KY 40330May 21, 2008Limited Service Facility
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