The Farmers National Bank of Oberlin in Oberlin, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2000

  • The Farmers National Bank of Oberlin in Oberlin, Kansas (KS)
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The Farmers National Bank of Oberlin - Overview

  • General
  • FDIC Certificate #: 4743
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LINN COUNTY BANK (#17618)
    Federal Reserve ID: 455954
    Date Established: May 07, 1886
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 3160
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 06, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 South Penn, Oberlin, KS 67749
    County: Decatur
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $54.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $54,340Total assets
  • $1,567Cash and due from depository institutions
  • $609Interest-bearing balances
  • $12,261Securities
  • $2,690Federal funds sold & reverse repurchase agreements
  • $35,186Net loans & leases
  • $673Loan loss allowance
  • $0Trading account assets
  • $415Bank premises and fixed assets
  • $3Other real estate owned
  • $242Goodwill and other intangibles
  • $0Life insurance assets
  • $1,976All other assets
  • $54,340Total liabilities and capital
  • $48,136Total liabilities
  • $46,162Total deposits
  • $40,683Interest-bearing deposits
  • $46,162Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,352Other borrowed funds
  • $0Subordinated debt
  • $622All other liabilities
  • $6,204Total equity capital
  • $6,204Total bank equity capital
  • $6,204Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $812Undivided profits
  • Memoranda
  • $5,292Noncurrent loans and leases
  • $4,756Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $626Average Assets, year-to-date
  • $50,746Average Assets, quarterly
  • $6,265Volatile liabilities
  • $52,893Insider loans
  • $53,173FHLB advances
  • $5,357Loans and leases held for sale
  • $43Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,756Total unused commitments
  • $2Restructured Loans and leases
  • $480Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,835Total interest income
  • $1,695Total interest expense
  • $2,140Net interest income
  • -$150Provision for loan and lease losses
  • $148Total noninterest income
  • $0Fiduciary activities
  • $100Service charges on deposit accounts
  • $0Trading account gains & fees
  • $48Additional noninterest income
  • $987Total noninterest expense
  • $490Salaries and employee benefits
  • $209Premises and equipment expense
  • $288Additional noninterest expense
  • $1,451Pre-tax net operating income
  • -$2Securities gains (losses)
  • $469Applicable income taxes
  • $980Income before extraordinary items
  • $0Extraordinary gains - net
  • $980Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $2,500Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.83%Yield on earning assets
  • 3.46%Cost of funding earning assets
  • 4.37%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 2.02%Noninterest expense to earning assets
  • 1.86%Net operating income to assets
  • 1.85%Return on assets (ROA)
  • 2.74%Pretax return on assets
  • 13.70%Return on equity (ROE)
  • -21.26%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 3750.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 42,570Assets per employee
  • 4.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 255.10%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 76.22%Net loans and leases to core deposits
  • 86.12%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 11.97%Tier 1 risk-based capital ratio
  • 16.38%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $52,893Average earning assets
  • $7,151Average equity
  • $48,981Average loans

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