The Farmers State Bank in Hardtner, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 29, 2002

  • The Farmers State Bank in Hardtner, Kansas (KS)
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The Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 17677
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Peoples Bank (#1147)
    Federal Reserve ID: 808952
    Date Established: October 01, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 11641
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 04, 1956
    Last Structure Change Effective Date: March 29, 2002
    Last Structure Change Process Date: April 08, 2002
    Last Data Update: April 08, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Central Streets, Hardtner, KS 67057
    County: Barber
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $20.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $20,702Total assets
  • $1,073Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,569Securities
  • $2,373Federal funds sold & reverse repurchase agreements
  • $11,728Net loans & leases
  • $1,195Loan loss allowance
  • $0Trading account assets
  • $183Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $776All other assets
  • $20,702Total liabilities and capital
  • $20,068Total liabilities
  • $19,973Total deposits
  • $17,836Interest-bearing deposits
  • $19,973Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $95All other liabilities
  • $634Total equity capital
  • $634Total bank equity capital
  • $634Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $300Undivided profits
  • Memoranda
  • $134Noncurrent loans and leases
  • $1,492Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,247Earning assets
  • $769Long-term assets (5+ years)
  • $449Average Assets, year-to-date
  • $18,670Average Assets, quarterly
  • $1,163Volatile liabilities
  • $24,045Insider loans
  • $22,360FHLB advances
  • $2,994Loans and leases held for sale
  • $720Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,492Total unused commitments
  • $316Restructured Loans and leases
  • $202Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $1,750Total interest income
  • $993Total interest expense
  • $757Net interest income
  • $2,028Provision for loan and lease losses
  • $67Total noninterest income
  • $0Fiduciary activities
  • $45Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22Additional noninterest income
  • $760Total noninterest expense
  • $463Salaries and employee benefits
  • $56Premises and equipment expense
  • $241Additional noninterest expense
  • -$1,964Pre-tax net operating income
  • $6Securities gains (losses)
  • -$98Applicable income taxes
  • -$1,860Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,860Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,215Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.98%Yield on earning assets
  • 4.53%Cost of funding earning assets
  • 3.45%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 3.47%Noninterest expense to earning assets
  • -7.76%Net operating income to assets
  • -7.74%Return on assets (ROA)
  • -8.14%Pretax return on assets
  • -110.73%Return on equity (ROE)
  • -114.30%Retained earnings to average equity (YTD only)
  • 7.48%Net charge-offs to loans
  • 166.91%Credit loss provision to net charge-offs
  • 0.05%Efficiency ratio
  • 92,233Assets per employee
  • 1.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -3.23%Loss allowance to loans
  • 9.25%Loss allowance to noncurrent loans
  • 53.18%Noncurrent assets plus other real estate owned to assets
  • 10.85%Noncurrent loans to loans
  • 17.39%Net loans and leases to deposits
  • 58.72%Net loans and leases to core deposits
  • 69.07%Equity capital to assets
  • 3.06%Core capital (leverage) ratio
  • 2.26%Tier 1 risk-based capital ratio
  • 3.37%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $24,045Average earning assets
  • $1,680Average equity
  • $21,918Average loans

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