The Farmers State Bank of Highland, Kansas in Highland, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 2011

The Farmers State Bank of Highland, Kansas - Overview

  • General
  • FDIC Certificate #: 17619
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bendena State Bank (#17410)
    Federal Reserve ID: 996251
    Date Established: January 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11590
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 15, 1956
    Last Structure Change Effective Date: August 01, 2011
    Last Structure Change Process Date: August 05, 2011
    Last Data Update: August 05, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 402 West Main Street, Highland, KS 66035
    County: Doniphan
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): St. Joseph, MO-KS (#41140)
    CBSA Metro Statistical Area: St. Joseph, MO-KS (#41140)
  • Financial Summary
  • Total assets: $15.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $12,490Total assets
  • $4,126Cash and due from depository institutions
  • $3,548Interest-bearing balances
  • $2,284Securities
  • $2,000Federal funds sold & reverse repurchase agreements
  • $3,826Net loans & leases
  • $159Loan loss allowance
  • $0Trading account assets
  • $126Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $128All other assets
  • $12,490Total liabilities and capital
  • $10,425Total liabilities
  • $10,399Total deposits
  • $7,057Interest-bearing deposits
  • $10,399Deposits held in domestic offices
  • 98.35%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $26All other liabilities
  • $2,065Total equity capital
  • $2,065Total bank equity capital
  • $2,065Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $500Undivided profits
  • Memoranda
  • $1,465Noncurrent loans and leases
  • $440Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $59Earning assets
  • $0Long-term assets (5+ years)
  • $79Average Assets, year-to-date
  • $11,658Average Assets, quarterly
  • $0Volatile liabilities
  • $14,471Insider loans
  • $13,872FHLB advances
  • $337Loans and leases held for sale
  • $13Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $440Total unused commitments
  • $0Restructured Loans and leases
  • $72Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $427Total interest income
  • $53Total interest expense
  • $374Net interest income
  • $0Provision for loan and lease losses
  • $23Total noninterest income
  • $0Fiduciary activities
  • $13Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10Additional noninterest income
  • $385Total noninterest expense
  • $227Salaries and employee benefits
  • $46Premises and equipment expense
  • $112Additional noninterest expense
  • $12Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $12Income before extraordinary items
  • $0Extraordinary gains - net
  • $12Net income attributable to bank
  • $0Net charge-offs
  • $12Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.18%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 2.78%Net interest margin
  • 0.17%Noninterest income to earning assets
  • 2.86%Noninterest expense to earning assets
  • 0.08%Net operating income to assets
  • 0.08%Return on assets (ROA)
  • 0.08%Pretax return on assets
  • 0.58%Return on equity (ROE)
  • 0.58%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 96,977Assets per employee
  • 2.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.99%Loss allowance to noncurrent loans
  • 269.49%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 1.48%Net loans and leases to deposits
  • 36.79%Net loans and leases to core deposits
  • 38.02%Equity capital to assets
  • 16.53%Core capital (leverage) ratio
  • 14.36%Tier 1 risk-based capital ratio
  • 35.15%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $14,471Average earning assets
  • $2,055Average equity
  • $13,445Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Farmers State Bank of Highland, Kansas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents