The Farmers and Merchants National Bank of Kaufman in Kaufman, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 02, 1995

  • The Farmers and Merchants National Bank of Kaufman in Kaufman, Texas (TX)
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The Farmers and Merchants National Bank of Kaufman - Overview

  • General
  • FDIC Certificate #: 3280
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Farmers and Merchants Bank (#16722)
    Federal Reserve ID: 982058
    Date Established: September 15, 1915
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 2119
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 02, 1995
    Last Structure Change Process Date: October 24, 1995
    Last Data Update: October 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Washington Street, Kaufman, TX 75142
    County: Kaufman
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $70.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $35Total assets
  • $70,966Cash and due from depository institutions
  • $4,460Interest-bearing balances
  • $1,299Securities
  • $31,613Federal funds sold & reverse repurchase agreements
  • $9,100Net loans & leases
  • $23,784Loan loss allowance
  • $303Trading account assets
  • $0Bank premises and fixed assets
  • $816Other real estate owned
  • $12Goodwill and other intangibles
  • $1,064Life insurance assets
  • $117All other assets
  • $0Total liabilities and capital
  • $70,966Total liabilities
  • $66,111Total deposits
  • $65,671Interest-bearing deposits
  • $55,356Deposits held in domestic offices
  • 65671.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $440Total equity capital
  • $440Total bank equity capital
  • $4,855Perpetual preferred stock
  • $0Common stock
  • $550Surplus
  • $806Undivided profits
  • Memoranda
  • $3,499Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $95Income earned, not collected on loans
  • $115Earning assets
  • $65,796Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $69,440Average Assets, quarterly
  • $71,227Volatile liabilities
  • $10,020Insider loans
  • $1,484FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,676Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,987Total risk weighted assets
  • $27,189Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,159Total interest expense
  • $1,740Net interest income
  • $2,419Provision for loan and lease losses
  • $40Total noninterest income
  • $756Fiduciary activities
  • $0Service charges on deposit accounts
  • $491Trading account gains & fees
  • $0Additional noninterest income
  • $265Total noninterest expense
  • $2,124Salaries and employee benefits
  • $857Premises and equipment expense
  • $250Additional noninterest expense
  • $1,017Pre-tax net operating income
  • $1,011Securities gains (losses)
  • $0Applicable income taxes
  • $278Income before extraordinary items
  • $733Extraordinary gains - net
  • $0Net income attributable to bank
  • $733Net charge-offs
  • -$5Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.49%Cost of funding earning assets
  • 2.71%Net interest margin
  • 3.77%Noninterest income to earning assets
  • 1.18%Noninterest expense to earning assets
  • 3.31%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 1.46%Return on equity (ROE)
  • 15.97%Retained earnings to average equity (YTD only)
  • 15.97%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • -800.00%Efficiency ratio
  • 65,858Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 318.95%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.39%Net loans and leases to deposits
  • 36.22%Net loans and leases to core deposits
  • 42.74%Equity capital to assets
  • 6.84%Core capital (leverage) ratio
  • 6.83%Tier 1 risk-based capital ratio
  • 18.34%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $69,440Average earning assets
  • $4,590Average equity
  • $64,123Average loans

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