The Federal Savings Bank in Overland Park, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Federal Savings Bank in Overland Park, Kansas (KS)
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The Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 35518
    Status: Active
    Federal Reserve ID: 2806877
    Date Established: July 03, 2000
    WWW: http://www.thefederalsavingsbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 16195
    FDIC's unique #: 81171
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: July 03, 2000
    Last Structure Change Effective Date: March 08, 2012
    Last Structure Change Process Date: March 08, 2012
    Last Data Update: March 08, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 7900 College Boulevard, Overland Park, KS 66210
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $72.8 mil
    Equity capital: $6.8 mil
    Deposits held in domestic offices: $49.3 mil
    Return on assets (ROA): 6.94% ($5.1 mil)
    Quarterly return on assets: 4.46% ($3.3 mil)
    Return on Equity (ROE): 67.99% ($4.8 mil)
    Quarterly return on equity: 40.44% ($2.8 mil)
    Net income: $3.5 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 6.94% ($5,055.7 mil)
    Quarterly Pretax return on assets: 4.46% ($3,249.0 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $72,848Total assets
  • $1,919Cash and due from depository institutions
  • $1,851Interest-bearing balances
  • $13,172Securities
  • $227Federal funds sold & reverse repurchase agreements
  • $54,506Net loans & leases
  • $175Loan loss allowance
  • $0Trading account assets
  • $163Bank premises and fixed assets
  • $588Other real estate owned
  • $29Goodwill and other intangibles
  • $72,848Life insurance assets
  • $2,244All other assets
  • $66,020Total liabilities and capital
  • $49,311Total liabilities
  • $49,012Total deposits
  • $49,311Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 1000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,200Trading liabilities
  • $0Other borrowed funds
  • $509Subordinated debt
  • $6,828All other liabilities
  • $6,828Total equity capital
  • $6,828Total bank equity capital
  • $0Perpetual preferred stock
  • $80Common stock
  • $2,926Surplus
  • $3,822Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $36,656Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $27Income earned, not collected on loans
  • $0Earning assets
  • $145Long-term assets (5+ years)
  • $69,756Average Assets, year-to-date
  • $52,644Average Assets, quarterly
  • $50,117Volatile liabilities
  • $59,155Insider loans
  • $43,116FHLB advances
  • $53,474Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,457Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,047Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,525Total interest income
  • $304Total interest expense
  • $1,221Net interest income
  • $750Provision for loan and lease losses
  • $5,962Total noninterest income
  • $0Fiduciary activities
  • $7Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,955Additional noninterest income
  • $3,273Total noninterest expense
  • $1,751Salaries and employee benefits
  • $124Premises and equipment expense
  • $1,398Additional noninterest expense
  • $3,160Pre-tax net operating income
  • $320Securities gains (losses)
  • $0Applicable income taxes
  • $3,480Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,480Net income attributable to bank
  • $0Net charge-offs
  • $3,480Cash dividends
  • $575Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.15%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 2.52%Net interest margin
  • 12.30%Noninterest income to earning assets
  • 6.75%Noninterest expense to earning assets
  • 6.31%Net operating income to assets
  • 6.94%Return on assets (ROA)
  • 6.94%Pretax return on assets
  • 67.99%Return on equity (ROE)
  • 67.99%Retained earnings to average equity (YTD only)
  • 1.95%Net charge-offs to loans
  • 130.43%Credit loss provision to net charge-offs
  • 6.80%Efficiency ratio
  • 45,427Assets per employee
  • 1.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.32%Loss allowance to noncurrent loans
  • 648.15%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 0.05%Net loans and leases to deposits
  • 110.54%Net loans and leases to core deposits
  • 114.58%Equity capital to assets
  • 9.37%Core capital (leverage) ratio
  • 12.08%Tier 1 risk-based capital ratio
  • 14.98%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $50,117Average earning assets
  • $5,118Average equity
  • $48,461Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    081171The Federal Savings Bank7900 College Boulevard, Overland Park, KS 66210July 03, 2000Full Service Brick and Mortar

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