FDIC Certificate #: 4149 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The First National Bank and Trust Co., Chickasha, Oklahoma (#4062) Federal Reserve ID: 302852 Date Established: January 01, 1889 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 2709 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: July 01, 2001 Last Structure Change Process Date: October 29, 2001 Last Data Update: October 29, 2001 Data Source Date: April 05, 2012
Location
Address: 621 South Second, Minco, OK 73059 County: Grady Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416) Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420) CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $14.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
7Total employees (full-time equivalent)
$15,080Total assets
$725Cash and due from depository institutions
$0Interest-bearing balances
$8,031Securities
$1,648Federal funds sold & reverse repurchase agreements
$4,142Net loans & leases
$40Loan loss allowance
$0Trading account assets
$387Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$147All other assets
$15,080Total liabilities and capital
$13,314Total liabilities
$13,266Total deposits
$11,031Interest-bearing deposits
$13,266Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$48All other liabilities
$1,766Total equity capital
$1,766Total bank equity capital
$1,766Perpetual preferred stock
$0Common stock
$100Surplus
$1,000Undivided profits
Memoranda
$666Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$38Average Assets, year-to-date
$13,821Average Assets, quarterly
$1,026Volatile liabilities
$15,066Insider loans
$15,234FHLB advances
$741Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$40Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$973Total interest income
$483Total interest expense
$490Net interest income
$0Provision for loan and lease losses
$148Total noninterest income
$0Fiduciary activities
$95Service charges on deposit accounts
$0Trading account gains & fees
$53Additional noninterest income
$572Total noninterest expense
$396Salaries and employee benefits
$28Premises and equipment expense
$148Additional noninterest expense
$66Pre-tax net operating income
$4Securities gains (losses)
$12Applicable income taxes
$58Income before extraordinary items
$0Extraordinary gains - net
$58Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.05%Yield on earning assets
3.50%Cost of funding earning assets
3.55%Net interest margin
1.07%Noninterest income to earning assets
4.15%Noninterest expense to earning assets
0.36%Net operating income to assets
0.38%Return on assets (ROA)
0.46%Pretax return on assets
3.23%Return on equity (ROE)
3.23%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
89,655Assets per employee
2.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.96%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
31.22%Net loans and leases to core deposits
33.07%Equity capital to assets
11.71%Core capital (leverage) ratio
11.60%Tier 1 risk-based capital ratio
33.30%Total risk-based capital ratio
Memoranda
$34Average assets
$15,066Average earning assets
$1,794Average equity
$13,798Average loans
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