The First Bank, Roxton, Texas in Roxton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 07, 2009

  • The First Bank, Roxton, Texas in Roxton, Texas (TX)
  • Show street view No street view available for this location

The First Bank, Roxton, Texas - Overview

  • General
  • FDIC Certificate #: 5503
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First Bank (#15731)
    Federal Reserve ID: 34863
    Date Established: January 01, 1901
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 3733
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 07, 2009
    Last Structure Change Process Date: July 16, 2009
    Last Data Update: July 16, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: Harrison Street, Roxton, TX 75477
    County: Lamar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Paris, TX (#37580)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $19.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $18,139Total assets
  • $735Cash and due from depository institutions
  • $0Interest-bearing balances
  • $4,002Securities
  • $2,915Federal funds sold & reverse repurchase agreements
  • $10,144Net loans & leases
  • $194Loan loss allowance
  • $0Trading account assets
  • $152Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $191All other assets
  • $18,139Total liabilities and capital
  • $17,032Total liabilities
  • $16,924Total deposits
  • $13,426Interest-bearing deposits
  • $16,924Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $108All other liabilities
  • $1,107Total equity capital
  • $1,107Total bank equity capital
  • $1,107Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $400Undivided profits
  • Memoranda
  • $607Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7Earning assets
  • $0Long-term assets (5+ years)
  • $159Average Assets, year-to-date
  • $17,061Average Assets, quarterly
  • $2,120Volatile liabilities
  • $19,471Insider loans
  • $18,183FHLB advances
  • $3,810Loans and leases held for sale
  • $23Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $127Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $1,341Total interest income
  • $491Total interest expense
  • $850Net interest income
  • $312Provision for loan and lease losses
  • $223Total noninterest income
  • $0Fiduciary activities
  • $168Service charges on deposit accounts
  • $0Trading account gains & fees
  • $55Additional noninterest income
  • $1,103Total noninterest expense
  • $509Salaries and employee benefits
  • $74Premises and equipment expense
  • $520Additional noninterest expense
  • -$342Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$342Income before extraordinary items
  • $0Extraordinary gains - net
  • -$342Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $349Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.42%Yield on earning assets
  • 2.72%Cost of funding earning assets
  • 4.70%Net interest margin
  • 1.23%Noninterest income to earning assets
  • 6.10%Noninterest expense to earning assets
  • -1.76%Net operating income to assets
  • -1.76%Return on assets (ROA)
  • -1.76%Pretax return on assets
  • -26.34%Return on equity (ROE)
  • -26.34%Retained earnings to average equity (YTD only)
  • 3.04%Net charge-offs to loans
  • 89.40%Credit loss provision to net charge-offs
  • -0.09%Efficiency ratio
  • 102,796Assets per employee
  • 2.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 2771.43%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 59.94%Net loans and leases to core deposits
  • 77.35%Equity capital to assets
  • 6.10%Core capital (leverage) ratio
  • 6.12%Tier 1 risk-based capital ratio
  • 10.95%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $19,471Average earning assets
  • $1,299Average equity
  • $18,074Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First Bank, Roxton, Texas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents