The First National Bank in Ashdown, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 2006

The First National Bank in Ashdown, Arkansas (AR)
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The First National Bank - Overview

General
FDIC Certificate #: 20360
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First National Bank (#3857)
Federal Reserve ID: 309347
Date Established: Febuary 08, 1971
WWW: http://www.tfnbashdown.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Interstate: No)
OTS Docket #: 10792
FDIC's unique #: 14023
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 08, 1971
Last Structure Change Effective Date: Febuary 16, 2006
Last Structure Change Process Date: Febuary 24, 2006
Last Data Update: Febuary 24, 2006
Data Source Date: April 05, 2012
Location
Address: 110 West Main Street, Ashdown, AR 71822
County: Little River
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $68.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
26Total employees (full-time equivalent)
$68,830Total assets
$2,638Cash and due from depository institutions
$56Interest-bearing balances
$32,068Securities
$0Federal funds sold & reverse repurchase agreements
$29,927Net loans & leases
$1,351Loan loss allowance
$0Trading account assets
$1,462Bank premises and fixed assets
$712Other real estate owned
$199Goodwill and other intangibles
$0Life insurance assets
$1,824All other assets
$68,830Total liabilities and capital
$61,728Total liabilities
$59,648Total deposits
$53,857Interest-bearing deposits
$59,648Deposits held in domestic offices
0.00%% insured (estimated)
$1,710Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$370All other liabilities
$7,102Total equity capital
$7,102Total bank equity capital
$7,102Perpetual preferred stock
$0Common stock
$0Surplus
$2,000Undivided profits
Memoranda
$5,102Noncurrent loans and leases
$21,621Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$381Earning assets
$0Long-term assets (5+ years)
$441Average Assets, year-to-date
$62,051Average Assets, quarterly
$3,074Volatile liabilities
$75,004Insider loans
$69,545FHLB advances
$12,980Loans and leases held for sale
$542Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$21,621Total unused commitments
$0Restructured Loans and leases
$486Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$4,053Total interest income
$1,162Total interest expense
$2,891Net interest income
$55Provision for loan and lease losses
$329Total noninterest income
$0Fiduciary activities
$248Service charges on deposit accounts
$0Trading account gains & fees
$81Additional noninterest income
$1,961Total noninterest expense
$814Salaries and employee benefits
$248Premises and equipment expense
$899Additional noninterest expense
$1,204Pre-tax net operating income
$0Securities gains (losses)
$412Applicable income taxes
$792Income before extraordinary items
$0Extraordinary gains - net
$792Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$388Sale, conversion, retirement of capital stock, net
$5,300Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.92%Yield on earning assets
1.70%Cost of funding earning assets
4.22%Net interest margin
0.48%Noninterest income to earning assets
2.86%Noninterest expense to earning assets
1.06%Net operating income to assets
1.06%Return on assets (ROA)
1.61%Pretax return on assets
10.00%Return on equity (ROE)
-56.94%Retained earnings to average equity (YTD only)
1.01%Net charge-offs to loans
14.18%Credit loss provision to net charge-offs
3.24%Efficiency ratio
59,255Assets per employee
2.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
669.19%Loss allowance to loans
4.32%Loss allowance to noncurrent loans
354.59%Noncurrent assets plus other real estate owned to assets
1.59%Noncurrent loans to loans
1.22%Net loans and leases to deposits
50.17%Net loans and leases to core deposits
61.86%Equity capital to assets
10.32%Core capital (leverage) ratio
10.08%Tier 1 risk-based capital ratio
19.37%Total risk-based capital ratio
Memoranda
$21Average assets
$75,004Average earning assets
$7,917Average equity
$68,467Average loans

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