The First National Bank and Trust Company Athens, Tennessee in Athens, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 13, 2001

  • The First National Bank and Trust Company Athens, Tennessee in Athens, Tennessee (TN)
  • Show street view No street view available for this location

The First National Bank and Trust Company Athens, Tennessee - Overview

  • General
  • FDIC Certificate #: 4916
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 737436
    Date Established: June 04, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10729
    FDIC's unique #: 3263
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 13, 2001
    Last Structure Change Process Date: August 15, 2001
    Last Data Update: August 15, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 204 Washington Avenue, Athens, TN 37303
    County: Mcminn
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
    Core Based Statistical Area (CBSA): Athens, TN (#11940)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $225.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 88Total employees (full-time equivalent)
  • $216,543Total assets
  • $7,497Cash and due from depository institutions
  • $1,091Interest-bearing balances
  • $57,267Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $124,921Net loans & leases
  • $2,586Loan loss allowance
  • $0Trading account assets
  • $4,021Bank premises and fixed assets
  • $2,118Other real estate owned
  • $16,196Goodwill and other intangibles
  • $0Life insurance assets
  • $4,523All other assets
  • $216,543Total liabilities and capital
  • $176,560Total liabilities
  • $166,991Total deposits
  • $143,465Interest-bearing deposits
  • $166,991Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,124Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,123Other borrowed funds
  • $0Subordinated debt
  • $3,322All other liabilities
  • $39,983Total equity capital
  • $39,983Total bank equity capital
  • $39,983Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $38,779Undivided profits
  • Memoranda
  • $4Noncurrent loans and leases
  • $14,758Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,370Earning assets
  • $0Long-term assets (5+ years)
  • $851Average Assets, year-to-date
  • $183,279Average Assets, quarterly
  • $53,828Volatile liabilities
  • $202,348Insider loans
  • $207,800FHLB advances
  • $24,756Loans and leases held for sale
  • $1,734Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,758Total unused commitments
  • $0Restructured Loans and leases
  • $1,735Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $0Total interest income
  • $0Total interest expense
  • $0Net interest income
  • $0Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $0Total noninterest expense
  • $0Salaries and employee benefits
  • $0Premises and equipment expense
  • $0Additional noninterest expense
  • $0Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $0Extraordinary gains - net
  • $0Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.00%Cost of funding earning assets
  • 0.00%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 0.00%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.00%Pretax return on assets
  • 0.00%Return on equity (ROE)
  • 0.00%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 0Assets per employee
  • 2.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 188.76%Noncurrent assets plus other real estate owned to assets
  • 1.61%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 74.81%Net loans and leases to core deposits
  • 85.29%Equity capital to assets
  • 18.46%Core capital (leverage) ratio
  • 11.87%Tier 1 risk-based capital ratio
  • 17.24%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $202,348Average earning assets
  • $28,047Average equity
  • $186,017Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank and Trust Company Athens, Tennessee.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents