The First National Bank and Trust Company Athens, Tennessee in Athens, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 13, 2001

  • The First National Bank and Trust Company Athens, Tennessee in Athens, Tennessee (TN)
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The First National Bank and Trust Company Athens, Tennessee - Overview

  • General
  • FDIC Certificate #: 4916
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 737436
    Date Established: June 04, 1872
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10729
    FDIC's unique #: 3263
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 13, 2001
    Last Structure Change Process Date: August 15, 2001
    Last Data Update: August 15, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 204 Washington Avenue, Athens, TN 37303
    County: Mcminn
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
    Core Based Statistical Area (CBSA): Athens, TN (#11940)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $225.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 88Total employees (full-time equivalent)
  • $216,543Total assets
  • $7,497Cash and due from depository institutions
  • $1,091Interest-bearing balances
  • $57,267Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $124,921Net loans & leases
  • $2,586Loan loss allowance
  • $0Trading account assets
  • $4,021Bank premises and fixed assets
  • $2,118Other real estate owned
  • $16,196Goodwill and other intangibles
  • $0Life insurance assets
  • $4,523All other assets
  • $216,543Total liabilities and capital
  • $176,560Total liabilities
  • $166,991Total deposits
  • $143,465Interest-bearing deposits
  • $166,991Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,124Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,123Other borrowed funds
  • $0Subordinated debt
  • $3,322All other liabilities
  • $39,983Total equity capital
  • $39,983Total bank equity capital
  • $39,983Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $38,779Undivided profits
  • Memoranda
  • $4Noncurrent loans and leases
  • $14,758Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,370Earning assets
  • $0Long-term assets (5+ years)
  • $851Average Assets, year-to-date
  • $183,279Average Assets, quarterly
  • $53,828Volatile liabilities
  • $202,348Insider loans
  • $207,800FHLB advances
  • $24,756Loans and leases held for sale
  • $1,734Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,758Total unused commitments
  • $0Restructured Loans and leases
  • $1,735Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $0Total interest income
  • $0Total interest expense
  • $0Net interest income
  • $0Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $0Total noninterest expense
  • $0Salaries and employee benefits
  • $0Premises and equipment expense
  • $0Additional noninterest expense
  • $0Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • $0Extraordinary gains - net
  • $0Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.00%Cost of funding earning assets
  • 0.00%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 0.00%Noninterest expense to earning assets
  • 0.00%Net operating income to assets
  • 0.00%Return on assets (ROA)
  • 0.00%Pretax return on assets
  • 0.00%Return on equity (ROE)
  • 0.00%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 0Assets per employee
  • 2.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 188.76%Noncurrent assets plus other real estate owned to assets
  • 1.61%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 74.81%Net loans and leases to core deposits
  • 85.29%Equity capital to assets
  • 18.46%Core capital (leverage) ratio
  • 11.87%Tier 1 risk-based capital ratio
  • 17.24%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $202,348Average earning assets
  • $28,047Average equity
  • $186,017Average loans

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