The First National Bank and Trust Company of Muskogee in Muskogee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 1999

  • The First National Bank and Trust Company of Muskogee in Muskogee, Oklahoma (OK)
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The First National Bank and Trust Company of Muskogee - Overview

  • General
  • FDIC Certificate #: 4152
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BOKF, National Association (#4214)
    Federal Reserve ID: 368157
    Date Established: June 06, 1890
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 9918
    FDIC's unique #: 2712
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 15, 1999
    Last Structure Change Process Date: October 28, 1999
    Last Data Update: October 28, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 215 State Street, Muskogee, OK 74401
    County: Muskogee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Muskogee, OK (#34780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $240.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 92Total employees (full-time equivalent)
  • $248,516Total assets
  • $5,609Cash and due from depository institutions
  • $3Interest-bearing balances
  • $109,739Securities
  • $30,400Federal funds sold & reverse repurchase agreements
  • $94,167Net loans & leases
  • $991Loan loss allowance
  • $0Trading account assets
  • $5,756Bank premises and fixed assets
  • $67Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,778All other assets
  • $248,516Total liabilities and capital
  • $233,827Total liabilities
  • $231,887Total deposits
  • $190,074Interest-bearing deposits
  • $231,887Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,150Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $790All other liabilities
  • $14,689Total equity capital
  • $14,689Total bank equity capital
  • $14,689Perpetual preferred stock
  • $0Common stock
  • $1,250Surplus
  • $1,250Undivided profits
  • Memoranda
  • $12,189Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,118Earning assets
  • $0Long-term assets (5+ years)
  • $761Average Assets, year-to-date
  • $234,309Average Assets, quarterly
  • $47,049Volatile liabilities
  • $229,415Insider loans
  • $240,810FHLB advances
  • $60,904Loans and leases held for sale
  • $3,816Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,653Total risk weighted assets
  • $20,318Total unused commitments
  • $0Restructured Loans and leases
  • $131,479Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $15,942Total interest income
  • $8,071Total interest expense
  • $7,871Net interest income
  • $140Provision for loan and lease losses
  • $2,480Total noninterest income
  • $17Fiduciary activities
  • $1,503Service charges on deposit accounts
  • $0Trading account gains & fees
  • $960Additional noninterest income
  • $5,069Total noninterest expense
  • $3,334Salaries and employee benefits
  • $452Premises and equipment expense
  • $1,283Additional noninterest expense
  • $5,142Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $5,142Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,142Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $91Sale, conversion, retirement of capital stock, net
  • $3,375Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.62%Yield on earning assets
  • 3.86%Cost of funding earning assets
  • 3.76%Net interest margin
  • 1.19%Noninterest income to earning assets
  • 2.42%Noninterest expense to earning assets
  • 2.24%Net operating income to assets
  • 2.24%Return on assets (ROA)
  • 2.24%Pretax return on assets
  • 35.25%Return on equity (ROE)
  • 12.11%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 152.17%Credit loss provision to net charge-offs
  • 58.04%Efficiency ratio
  • 48,971Assets per employee
  • 2.70%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.64%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 88.64%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 1.17%Net loans and leases to deposits
  • 40.61%Net loans and leases to core deposits
  • 54.71%Equity capital to assets
  • 5.91%Core capital (leverage) ratio
  • 5.49%Tier 1 risk-based capital ratio
  • 10.04%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $229,415Average earning assets
  • $14,589Average equity
  • $209,177Average loans

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