The First National Bank in Alma in Alma, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 2000

  • The First National Bank in Alma in Alma, Kansas (KS)
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The First National Bank in Alma - Overview

  • General
  • FDIC Certificate #: 4612
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: LINN COUNTY BANK (#17618)
    Federal Reserve ID: 421557
    Date Established: March 07, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 14028
    FDIC's unique #: 3057
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 06, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 304 Missouri, Alma, KS 66401
    County: Wabaunsee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • Financial Summary
  • Total assets: $32.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $32,149Total assets
  • $1,269Cash and due from depository institutions
  • $58Interest-bearing balances
  • $10,728Securities
  • $3,480Federal funds sold & reverse repurchase agreements
  • $14,206Net loans & leases
  • $23Loan loss allowance
  • $0Trading account assets
  • $397Bank premises and fixed assets
  • $41Other real estate owned
  • $1,238Goodwill and other intangibles
  • $0Life insurance assets
  • $790All other assets
  • $32,149Total liabilities and capital
  • $28,237Total liabilities
  • $23,692Total deposits
  • $21,658Interest-bearing deposits
  • $23,692Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $213Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,216Other borrowed funds
  • $0Subordinated debt
  • $116All other liabilities
  • $3,912Total equity capital
  • $3,912Total bank equity capital
  • $3,912Perpetual preferred stock
  • $0Common stock
  • $350Surplus
  • $3,473Undivided profits
  • Memoranda
  • $89Noncurrent loans and leases
  • $816Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $330Earning assets
  • $0Long-term assets (5+ years)
  • $225Average Assets, year-to-date
  • $28,472Average Assets, quarterly
  • $6,670Volatile liabilities
  • $32,757Insider loans
  • $31,562FHLB advances
  • $3,667Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $816Total unused commitments
  • $0Restructured Loans and leases
  • $23Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,262Total interest income
  • $1,259Total interest expense
  • $1,003Net interest income
  • $118Provision for loan and lease losses
  • $89Total noninterest income
  • $0Fiduciary activities
  • $68Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $745Total noninterest expense
  • $340Salaries and employee benefits
  • $137Premises and equipment expense
  • $268Additional noninterest expense
  • $229Pre-tax net operating income
  • -$14Securities gains (losses)
  • $67Applicable income taxes
  • $148Income before extraordinary items
  • $0Extraordinary gains - net
  • $148Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $612Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.66%Yield on earning assets
  • 4.27%Cost of funding earning assets
  • 3.40%Net interest margin
  • 0.30%Noninterest income to earning assets
  • 2.52%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.66%Pretax return on assets
  • 3.67%Return on equity (ROE)
  • 3.67%Retained earnings to average equity (YTD only)
  • 3.35%Net charge-offs to loans
  • 19.28%Credit loss provision to net charge-offs
  • 0.57%Efficiency ratio
  • 61,722Assets per employee
  • 2.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.16%Loss allowance to noncurrent loans
  • 6.97%Noncurrent assets plus other real estate owned to assets
  • 1.15%Noncurrent loans to loans
  • 2.32%Net loans and leases to deposits
  • 59.96%Net loans and leases to core deposits
  • 70.19%Equity capital to assets
  • 12.17%Core capital (leverage) ratio
  • 9.97%Tier 1 risk-based capital ratio
  • 17.87%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $32,757Average earning assets
  • $4,031Average equity
  • $29,519Average loans

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