The First National Bank of Atlanta in Atlanta, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 1994

  • The First National Bank of Atlanta in Atlanta, Texas (TX)
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The First National Bank of Atlanta - Overview

  • General
  • FDIC Certificate #: 3081
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of Hughes Springs (#3268)
    Federal Reserve ID: 143756
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1962
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 03, 1994
    Last Structure Change Process Date: January 24, 1994
    Last Data Update: January 24, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 North Louise, Atlanta, TX 75551
    County: Cass
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $39.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $23Total assets
  • $39,746Cash and due from depository institutions
  • $2,732Interest-bearing balances
  • $0Securities
  • $19,542Federal funds sold & reverse repurchase agreements
  • $5,750Net loans & leases
  • $10,504Loan loss allowance
  • $197Trading account assets
  • $0Bank premises and fixed assets
  • $529Other real estate owned
  • $233Goodwill and other intangibles
  • $456Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $39,746Total liabilities
  • $35,248Total deposits
  • $35,130Interest-bearing deposits
  • $29,862Deposits held in domestic offices
  • 35130.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $118Total equity capital
  • $118Total bank equity capital
  • $4,498Perpetual preferred stock
  • $0Common stock
  • $469Surplus
  • $657Undivided profits
  • Memoranda
  • $3,372Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $164Income earned, not collected on loans
  • $133Earning assets
  • $35,796Long-term assets (5+ years)
  • $622Average Assets, year-to-date
  • $41,231Average Assets, quarterly
  • $39,960Volatile liabilities
  • $3,302Insider loans
  • $438FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,498Total risk weighted assets
  • $15,175Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,394Total interest expense
  • $994Net interest income
  • $1,400Provision for loan and lease losses
  • -$50Total noninterest income
  • $336Fiduciary activities
  • $0Service charges on deposit accounts
  • $228Trading account gains & fees
  • $0Additional noninterest income
  • $108Total noninterest expense
  • $1,275Salaries and employee benefits
  • $563Premises and equipment expense
  • $113Additional noninterest expense
  • $599Pre-tax net operating income
  • $511Securities gains (losses)
  • $62Applicable income taxes
  • $147Income before extraordinary items
  • $426Extraordinary gains - net
  • $0Net income attributable to bank
  • $426Net charge-offs
  • -$14Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.44%Cost of funding earning assets
  • 2.67%Net interest margin
  • 3.77%Noninterest income to earning assets
  • 0.90%Noninterest expense to earning assets
  • 3.43%Net operating income to assets
  • 0.92%Return on assets (ROA)
  • 1.03%Pretax return on assets
  • 1.39%Return on equity (ROE)
  • 9.85%Retained earnings to average equity (YTD only)
  • 7.54%Net charge-offs to loans
  • -0.13%Credit loss provision to net charge-offs
  • 357.14%Efficiency ratio
  • 73,445Assets per employee
  • 1.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 23.47%Loss allowance to loans
  • 1.84%Loss allowance to noncurrent loans
  • 120.12%Noncurrent assets plus other real estate owned to assets
  • 1.00%Noncurrent loans to loans
  • 1.53%Net loans and leases to deposits
  • 29.90%Net loans and leases to core deposits
  • 33.00%Equity capital to assets
  • 11.32%Core capital (leverage) ratio
  • 11.24%Tier 1 risk-based capital ratio
  • 29.64%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $41,231Average earning assets
  • $4,323Average equity
  • $37,174Average loans

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