The First National Bank of Barry in Barry, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Barry - Overview

  • General
  • FDIC Certificate #: 3762
    Status: Active
    Federal Reserve ID: 857941
    Date Established: January 01, 1901
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 2426
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: March 19, 2012
    Last Data Update: March 19, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 694 Bainbridge, Barry, IL 62312
    County: Pike
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $116.5 mil
    Equity capital: $17.6 mil
    Deposits held in domestic offices: $97.8 mil
    Return on assets (ROA): 0.67% ($0.8 mil)
    Quarterly return on assets: -0.14% (-$0.2 mil)
    Return on Equity (ROE): 4.51% ($0.8 mil)
    Quarterly return on equity: -0.90% (-$0.2 mil)
    Net income: $0.8 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.67% ($780.8 mil)
    Quarterly Pretax return on assets: -0.14% (-$163.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $116,540Total assets
  • $14,001Cash and due from depository institutions
  • $8,316Interest-bearing balances
  • $14,272Securities
  • $500Federal funds sold & reverse repurchase agreements
  • $81,724Net loans & leases
  • $1,005Loan loss allowance
  • $0Trading account assets
  • $1,950Bank premises and fixed assets
  • $57Other real estate owned
  • $2,081Goodwill and other intangibles
  • $116,540Life insurance assets
  • $1,955All other assets
  • $98,897Total liabilities and capital
  • $97,756Total liabilities
  • $82,508Total deposits
  • $97,756Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $141Subordinated debt
  • $17,643All other liabilities
  • $17,643Total equity capital
  • $17,643Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $150Surplus
  • $17,393Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,566Income earned, not collected on loans
  • $0Earning assets
  • $1,613Long-term assets (5+ years)
  • $104,812Average Assets, year-to-date
  • $9,326Average Assets, quarterly
  • $118,742Volatile liabilities
  • $116,603Insider loans
  • $83,711FHLB advances
  • $115,059Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,432Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,406Restructured Loans and leases
  • $215Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,222Total interest income
  • $877Total interest expense
  • $4,345Net interest income
  • $500Provision for loan and lease losses
  • $658Total noninterest income
  • $6Fiduciary activities
  • $383Service charges on deposit accounts
  • $0Trading account gains & fees
  • $269Additional noninterest income
  • $3,711Total noninterest expense
  • $2,174Salaries and employee benefits
  • $253Premises and equipment expense
  • $1,284Additional noninterest expense
  • $792Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $792Income before extraordinary items
  • $0Extraordinary gains - net
  • $792Net income attributable to bank
  • $0Net charge-offs
  • $792Cash dividends
  • $314Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.88%Yield on earning assets
  • 0.82%Cost of funding earning assets
  • 4.06%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 3.47%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 4.51%Return on equity (ROE)
  • 2.23%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 159.24%Credit loss provision to net charge-offs
  • 4.11%Efficiency ratio
  • 74,175Assets per employee
  • 3.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.51%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 39.17%Noncurrent assets plus other real estate owned to assets
  • 2.25%Noncurrent loans to loans
  • 3.10%Net loans and leases to deposits
  • 83.60%Net loans and leases to core deposits
  • 87.47%Equity capital to assets
  • 15.14%Core capital (leverage) ratio
  • 13.41%Tier 1 risk-based capital ratio
  • 18.43%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $118,742Average earning assets
  • $17,580Average equity
  • $106,975Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,954Managed Assets
  • 1Number of Accounts
  • $2,954Personal trust and agency accounts
  • $1,990Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $964Non-managed Assets
  • 26Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02426The First National Bank Of Barry694 Bainbridge, Barry, IL 62312January 01, 1901Full Service Brick and Mortar
    1201883Liberty Facility400 South Main Street, Liberty, IL 62347March 21, 1994Full Service Brick and Mortar
    2282260Pittsfield Branch525 West Washington Street, Pittsfield, IL 62363January 01, 1879Full Service Brick and Mortar
    3478810Cass Community Bank BranchCorner Of Rt 78 & 125, Virginia, IL 62691April 15, 2008Full Service Brick and Mortar

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