The First National Bank of Bridgeport in Bridgeport, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 14, 2000

  • The First National Bank of Bridgeport in Bridgeport, Illinois (IL)
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The First National Bank of Bridgeport - Overview

  • General
  • FDIC Certificate #: 3767
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Integra Bank National Association (#4392)
    Federal Reserve ID: 607342
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 12897
    FDIC's unique #: 2431
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 14, 2000
    Last Structure Change Process Date: September 08, 2000
    Last Data Update: September 08, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Main Street, Bridgeport, IL 62417
    County: Lawrence
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $38.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $39,317Total assets
  • $2,178Cash and due from depository institutions
  • $39Interest-bearing balances
  • $6,719Securities
  • $5,510Federal funds sold & reverse repurchase agreements
  • $16,148Net loans & leases
  • $253Loan loss allowance
  • $0Trading account assets
  • $206Bank premises and fixed assets
  • $213Other real estate owned
  • $7,923Goodwill and other intangibles
  • $0Life insurance assets
  • $420All other assets
  • $39,317Total liabilities and capital
  • $28,031Total liabilities
  • $27,450Total deposits
  • $22,814Interest-bearing deposits
  • $27,450Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $230Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $351All other liabilities
  • $11,286Total equity capital
  • $11,286Total bank equity capital
  • $11,286Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $10,000Undivided profits
  • Memoranda
  • $1,036Noncurrent loans and leases
  • $2,584Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $129Earning assets
  • $0Long-term assets (5+ years)
  • $151Average Assets, year-to-date
  • $28,416Average Assets, quarterly
  • $6,306Volatile liabilities
  • $40,042Insider loans
  • $38,625FHLB advances
  • $4,057Loans and leases held for sale
  • $413Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,584Total unused commitments
  • $0Restructured Loans and leases
  • $248Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,222Total interest income
  • $991Total interest expense
  • $1,231Net interest income
  • $0Provision for loan and lease losses
  • $66Total noninterest income
  • $0Fiduciary activities
  • $46Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20Additional noninterest income
  • $1,191Total noninterest expense
  • $207Salaries and employee benefits
  • $53Premises and equipment expense
  • $931Additional noninterest expense
  • $106Pre-tax net operating income
  • $0Securities gains (losses)
  • $163Applicable income taxes
  • -$57Income before extraordinary items
  • $0Extraordinary gains - net
  • -$57Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$16Sale, conversion, retirement of capital stock, net
  • $950Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.43%Yield on earning assets
  • 3.31%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 3.98%Noninterest expense to earning assets
  • -0.14%Net operating income to assets
  • -0.14%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • -0.48%Return on equity (ROE)
  • -8.53%Retained earnings to average equity (YTD only)
  • -0.09%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 43,254Assets per employee
  • 6.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -1666.67%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 196.12%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.79%Net loans and leases to deposits
  • 58.83%Net loans and leases to core deposits
  • 68.36%Equity capital to assets
  • 28.71%Core capital (leverage) ratio
  • 11.11%Tier 1 risk-based capital ratio
  • 17.15%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $40,042Average earning assets
  • $11,806Average equity
  • $29,925Average loans

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