The First National Bank of Brooksville in Brooksville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Brooksville - Overview

  • General
  • FDIC Certificate #: 2682
    Status: Active
    Federal Reserve ID: 798512
    Bank Holding Company (Regulatory Top Holder): Fnb Bancshares, Inc. (RSSDID: 2262503, Location: Brooksville, KY)
    Date Established: July 07, 1907
    WWW: http://www.fnbfirst.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 12369
    FDIC's unique #: 1730
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 10, 2008
    Last Structure Change Process Date: October 14, 2008
    Last Data Update: October 14, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 Locust St, Brooksville, KY 41004
    County: Bracken
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Lexington
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $67.6 mil
    Equity capital: $6.9 mil
    Deposits held in domestic offices: $52.2 mil
    Return on assets (ROA): 0.55% ($0.4 mil)
    Quarterly return on assets: 0.44% ($0.3 mil)
    Return on Equity (ROE): 5.39% ($0.4 mil)
    Quarterly return on equity: 4.18% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.55% ($371.5 mil)
    Quarterly Pretax return on assets: 0.44% ($297.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $67,552Total assets
  • $1,934Cash and due from depository institutions
  • $43Interest-bearing balances
  • $22,656Securities
  • $2,065Federal funds sold & reverse repurchase agreements
  • $38,918Net loans & leases
  • $430Loan loss allowance
  • $0Trading account assets
  • $323Bank premises and fixed assets
  • $215Other real estate owned
  • $0Goodwill and other intangibles
  • $67,552Life insurance assets
  • $1,441All other assets
  • $60,603Total liabilities and capital
  • $52,152Total liabilities
  • $43,741Total deposits
  • $52,152Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,941Trading liabilities
  • $0Other borrowed funds
  • $510Subordinated debt
  • $6,949All other liabilities
  • $6,949Total equity capital
  • $6,949Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $2,000Surplus
  • $3,949Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $214Income earned, not collected on loans
  • $0Earning assets
  • $433Long-term assets (5+ years)
  • $63,682Average Assets, year-to-date
  • $11,323Average Assets, quarterly
  • $67,300Volatile liabilities
  • $66,903Insider loans
  • $33,507FHLB advances
  • $67,357Loans and leases held for sale
  • $84Unused loan commitments
  • $84Tier 1 (core) risk-based capital
  • $6,721Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $790Restructured Loans and leases
  • $79Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,875Total interest income
  • $584Total interest expense
  • $2,291Net interest income
  • $46Provision for loan and lease losses
  • $330Total noninterest income
  • $0Fiduciary activities
  • $224Service charges on deposit accounts
  • $0Trading account gains & fees
  • $106Additional noninterest income
  • $2,205Total noninterest expense
  • $1,065Salaries and employee benefits
  • $182Premises and equipment expense
  • $958Additional noninterest expense
  • $370Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $370Income before extraordinary items
  • $0Extraordinary gains - net
  • $370Net income attributable to bank
  • $0Net charge-offs
  • $370Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $269Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.51%Yield on earning assets
  • 0.92%Cost of funding earning assets
  • 3.59%Net interest margin
  • 0.52%Noninterest income to earning assets
  • 3.46%Noninterest expense to earning assets
  • 0.55%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.55%Pretax return on assets
  • 5.39%Return on equity (ROE)
  • 1.47%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 9.04%Efficiency ratio
  • 84,128Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 72.70%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 200.93%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 74.62%Net loans and leases to core deposits
  • 76.49%Equity capital to assets
  • 10.29%Core capital (leverage) ratio
  • 9.98%Tier 1 risk-based capital ratio
  • 20.06%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $67,300Average earning assets
  • $6,866Average equity
  • $63,749Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,377Managed Assets
  • 1Number of Accounts
  • $1,195Personal trust and agency accounts
  • $1,138Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $57Non-managed Assets
  • 18Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $182Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 2 Kentucky Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01730The First National Bank Of Brooksvil105 Locust St, Brooksville, KY 41004July 07, 1907Full Service Brick and Mortar
    1193825Drive-Thru Branch107 East Miami Street, Brooksville, KY 41004Febuary 27, 1995Limited Service Facility

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Brooksville.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents