The First National Bank of Conway in Conway, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 1998

  • The First National Bank of Conway in Conway, Arkansas (AR)
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The First National Bank of Conway - Overview

  • General
  • FDIC Certificate #: 3856
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 510246
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 14114
    FDIC's unique #: 2511
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 09, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 National Plaza, Main Street, Conway, AR 72032
    County: Faulkner
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $367.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 108Total employees (full-time equivalent)
  • $326,798Total assets
  • $12,879Cash and due from depository institutions
  • $10Interest-bearing balances
  • $70,111Securities
  • $18,700Federal funds sold & reverse repurchase agreements
  • $217,905Net loans & leases
  • $3,015Loan loss allowance
  • $0Trading account assets
  • $3,406Bank premises and fixed assets
  • $124Other real estate owned
  • $90Goodwill and other intangibles
  • $0Life insurance assets
  • $3,583All other assets
  • $326,798Total liabilities and capital
  • $303,354Total liabilities
  • $301,296Total deposits
  • $254,757Interest-bearing deposits
  • $301,296Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,058All other liabilities
  • $23,444Total equity capital
  • $23,444Total bank equity capital
  • $23,444Perpetual preferred stock
  • $0Common stock
  • $105Surplus
  • $4,634Undivided profits
  • Memoranda
  • $18,705Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $849Earning assets
  • $0Long-term assets (5+ years)
  • $1,568Average Assets, year-to-date
  • $306,726Average Assets, quarterly
  • $41,915Volatile liabilities
  • $301,695Insider loans
  • $314,318FHLB advances
  • $55,343Loans and leases held for sale
  • $1,881Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,262Total unused commitments
  • $0Restructured Loans and leases
  • $210,781Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $23,216Total interest income
  • $9,814Total interest expense
  • $13,402Net interest income
  • $580Provision for loan and lease losses
  • $2,499Total noninterest income
  • $94Fiduciary activities
  • $1,648Service charges on deposit accounts
  • $0Trading account gains & fees
  • $757Additional noninterest income
  • $7,035Total noninterest expense
  • $3,718Salaries and employee benefits
  • $823Premises and equipment expense
  • $2,494Additional noninterest expense
  • $8,286Pre-tax net operating income
  • $2Securities gains (losses)
  • $2,681Applicable income taxes
  • $5,607Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,607Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $233Sale, conversion, retirement of capital stock, net
  • $3,100Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.24%Yield on earning assets
  • 3.48%Cost of funding earning assets
  • 4.75%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 2.50%Noninterest expense to earning assets
  • 1.86%Net operating income to assets
  • 1.86%Return on assets (ROA)
  • 2.75%Pretax return on assets
  • 25.76%Return on equity (ROE)
  • 11.52%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 248.93%Credit loss provision to net charge-offs
  • 38.05%Efficiency ratio
  • 44,167Assets per employee
  • 3.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.29%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 355.12%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.38%Net loans and leases to deposits
  • 72.32%Net loans and leases to core deposits
  • 88.60%Equity capital to assets
  • 7.17%Core capital (leverage) ratio
  • 7.82%Tier 1 risk-based capital ratio
  • 11.02%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $301,695Average earning assets
  • $21,765Average equity
  • $281,913Average loans

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