The First National Bank of Edmond in Edmond, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 04, 1993

  • The First National Bank of Edmond in Edmond, Oklahoma (OK)
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The First National Bank of Edmond - Overview

  • General
  • FDIC Certificate #: 4083
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Oklahoma, National Association (#4167)
    Federal Reserve ID: 174554
    Date Established: January 01, 1893
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2657
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 04, 1993
    Last Structure Change Process Date: November 02, 1993
    Last Data Update: November 02, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Edmond, OK 73034
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $85.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $46Total assets
  • $88,908Cash and due from depository institutions
  • $6,172Interest-bearing balances
  • $4,058Securities
  • $51,472Federal funds sold & reverse repurchase agreements
  • $2,510Net loans & leases
  • $26,882Loan loss allowance
  • $483Trading account assets
  • $0Bank premises and fixed assets
  • $902Other real estate owned
  • $187Goodwill and other intangibles
  • $783Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $88,908Total liabilities
  • $82,374Total deposits
  • $81,982Interest-bearing deposits
  • $70,637Deposits held in domestic offices
  • 81982.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $392Total equity capital
  • $392Total bank equity capital
  • $6,534Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $300Undivided profits
  • Memoranda
  • $5,934Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $813Income earned, not collected on loans
  • $160Earning assets
  • $84,922Long-term assets (5+ years)
  • $13,907Average Assets, year-to-date
  • $85,061Average Assets, quarterly
  • $86,485Volatile liabilities
  • $8,321Insider loans
  • $1,734FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,903Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,534Total risk weighted assets
  • $34,187Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,976Total interest expense
  • $2,870Net interest income
  • $3,106Provision for loan and lease losses
  • $140Total noninterest income
  • $580Fiduciary activities
  • $0Service charges on deposit accounts
  • $423Trading account gains & fees
  • $0Additional noninterest income
  • $157Total noninterest expense
  • $2,311Salaries and employee benefits
  • $1,178Premises and equipment expense
  • $227Additional noninterest expense
  • $906Pre-tax net operating income
  • $1,235Securities gains (losses)
  • $288Applicable income taxes
  • $436Income before extraordinary items
  • $1,087Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,087Net charge-offs
  • $1Cash dividends
  • $650Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.37%Cost of funding earning assets
  • 3.54%Net interest margin
  • 3.83%Noninterest income to earning assets
  • 0.72%Noninterest expense to earning assets
  • 2.85%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 17.19%Retained earnings to average equity (YTD only)
  • 6.91%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 14000.00%Efficiency ratio
  • 62,697Assets per employee
  • 1.93%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.80%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 59.41%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 2.97%Net loans and leases to deposits
  • 32.79%Net loans and leases to core deposits
  • 36.49%Equity capital to assets
  • 7.35%Core capital (leverage) ratio
  • 7.57%Tier 1 risk-based capital ratio
  • 19.11%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $85,061Average earning assets
  • $6,323Average equity
  • $81,117Average loans

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