The First National Bank of Hebbronville in Hebbronville, Texas (TX)



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The First National Bank of Hebbronville routing number info

Table of contents:
The First National Bank of Hebbronville
GeneralFDIC Certificate #: 3248
Status: Active
Federal Reserve ID: 173959
Bank Holding Company (Regulatory Top Holder): Hebbronville Regional Bancshares, Inc. (RSSDID: 3828241, Location: Hebbronville, TX)
Date Established: January 01, 1913
WWW: http://www.fnbhebb.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 2096
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 305 North Smith Street, Hebbronville, TX 78361
County: Jim Hogg
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $137.9 mil
Equity capital: $18.1 mil
Deposits held in domestic offices: $118.7 mil
Return on assets (ROA): 1.48% ($2.0 mil)
Quarterly return on assets: 1.50% ($2.1 mil)
Return on Equity (ROE): 11.42% ($2.1 mil)
Quarterly return on equity: 11.26% ($2.0 mil)
Net income: $1.9 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.48% ($2,040.3 mil)
Quarterly Pretax return on assets: 1.50% ($2,067.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)20
Total assets$137,855
Cash and due from depository institutions$2,125
Interest-bearing balances$496
Securities$107,508
Federal funds sold & reverse repurchase agreements$690
Net loans & leases$20,675
Loan loss allowance $220
Trading account assets$0
Bank premises and fixed assets$636
Other real estate owned$1,016
Goodwill and other intangibles$0
All other assets$5,205
Life insurance assets$137,855
Total liabilities and capital$119,719
Total liabilities$118,697
Total deposits$103,299
Interest-bearing deposits$118,697
Deposits held in domestic offices$81
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$577
Other borrowed funds $0
Subordinated debt $445
All other liabilities $18,136
Total equity capital$18,136
Total bank equity capital$18,136
Perpetual preferred stock$0
Common stock$276
Surplus$276
Undivided profits $17,584
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,096
Earning assets $0
Long-term assets (5+ years) $802
Average Assets, year-to-date $129,369
Average Assets, quarterly $75,774
Volatile liabilities $129,927
Insider loans $135,832
FHLB advances $43,398
Loans and leases held for sale $135,662
Unused loan commitments $3,646
Tier 1 (core) risk-based capital $2,674
Tier 2 risk-based capital $14,719
Total risk weighted assets $972
Total unused commitments $0
Restructured Loans and leases $736
Derivatives$79
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $4,526
Total interest expense $1,192
Net interest income $3,334
Provision for loan and lease losses $100
Total noninterest income $926
Fiduciary activities $0
Service charges on deposit accounts $619
Trading account gains & fees $0
Additional noninterest income $307
Total noninterest expense $2,235
Salaries and employee benefits $934
Premises and equipment expense $273
Additional noninterest expense $1,028
Pre-tax net operating income $1,925
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $1,925
Extraordinary gains - net $0
Net income attributable to bank $1,925
Net charge-offs $0
Cash dividends $1,925
Sale, conversion, retirement of capital stock, net $231
Net operating income $1,437
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.73%
Cost of funding earning assets 0.98%
Net interest margin 2.75%
Noninterest income to earning assets 0.76%
Noninterest expense to earning assets 1.84%
Net operating income to assets 1.48%
Return on assets (ROA) 1.48%
Pretax return on assets 1.48%
Return on equity (ROE) 11.42%
Retained earnings to average equity (YTD only) 2.89%
Net charge-offs to loans 1.13%
Credit loss provision to net charge-offs 43.29%
Efficiency ratio8.77%
Assets per employee$52,465
Cash dividends to net income (YTD only)6.89%
Condition Ratios (%)
Loss allowance to loans 74.65%
Loss allowance to noncurrent loans 1.05%
Noncurrent assets plus other real estate owned to assets 20.07%
Noncurrent loans to loans 1.53%
Net loans and leases to deposits5.25%
Net loans and leases to core deposits 17.42%
Equity capital to assets 19.34%
Core capital (leverage) ratio 13.16%
Tier 1 risk-based capital ratio 10.85%
Total risk-based capital ratio 33.92%
Memoranda
Average assets$34
Average earning assets$129,927
Average equity $16,862
Average loans $121,383
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02096The First National Bank Of Hebbronvi305 North Smith Street, Hebbronville, TX 78361January 01, 1913Full Service Brick and Mortar
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