The First National Bank of Hebbronville in Hebbronville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Hebbronville - Overview

  • General
  • FDIC Certificate #: 3248
    Status: Active
    Federal Reserve ID: 173959
    Bank Holding Company (Regulatory Top Holder): Hebbronville Regional Bancshares, Inc. (RSSDID: 3828241, Location: Hebbronville, TX)
    Date Established: January 01, 1913
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2096
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 305 North Smith Street, Hebbronville, TX 78361
    County: Jim Hogg
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $137.9 mil
    Equity capital: $18.1 mil
    Deposits held in domestic offices: $118.7 mil
    Return on assets (ROA): 1.48% ($2.0 mil)
    Quarterly return on assets: 1.50% ($2.1 mil)
    Return on Equity (ROE): 11.42% ($2.1 mil)
    Quarterly return on equity: 11.26% ($2.0 mil)
    Net income: $1.9 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.48% ($2,040.3 mil)
    Quarterly Pretax return on assets: 1.50% ($2,067.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $137,855Total assets
  • $2,125Cash and due from depository institutions
  • $496Interest-bearing balances
  • $107,508Securities
  • $690Federal funds sold & reverse repurchase agreements
  • $20,675Net loans & leases
  • $220Loan loss allowance
  • $0Trading account assets
  • $636Bank premises and fixed assets
  • $1,016Other real estate owned
  • $0Goodwill and other intangibles
  • $137,855Life insurance assets
  • $5,205All other assets
  • $119,719Total liabilities and capital
  • $118,697Total liabilities
  • $103,299Total deposits
  • $118,697Interest-bearing deposits
  • $81Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $577Trading liabilities
  • $0Other borrowed funds
  • $445Subordinated debt
  • $18,136All other liabilities
  • $18,136Total equity capital
  • $18,136Total bank equity capital
  • $0Perpetual preferred stock
  • $276Common stock
  • $276Surplus
  • $17,584Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,096Income earned, not collected on loans
  • $0Earning assets
  • $802Long-term assets (5+ years)
  • $129,369Average Assets, year-to-date
  • $75,774Average Assets, quarterly
  • $129,927Volatile liabilities
  • $135,832Insider loans
  • $43,398FHLB advances
  • $135,662Loans and leases held for sale
  • $3,646Unused loan commitments
  • $2,674Tier 1 (core) risk-based capital
  • $14,719Tier 2 risk-based capital
  • $972Total risk weighted assets
  • $0Total unused commitments
  • $736Restructured Loans and leases
  • $79Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,526Total interest income
  • $1,192Total interest expense
  • $3,334Net interest income
  • $100Provision for loan and lease losses
  • $926Total noninterest income
  • $0Fiduciary activities
  • $619Service charges on deposit accounts
  • $0Trading account gains & fees
  • $307Additional noninterest income
  • $2,235Total noninterest expense
  • $934Salaries and employee benefits
  • $273Premises and equipment expense
  • $1,028Additional noninterest expense
  • $1,925Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,925Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,925Net income attributable to bank
  • $0Net charge-offs
  • $1,925Cash dividends
  • $231Sale, conversion, retirement of capital stock, net
  • $1,437Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.73%Yield on earning assets
  • 0.98%Cost of funding earning assets
  • 2.75%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 1.84%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 11.42%Return on equity (ROE)
  • 2.89%Retained earnings to average equity (YTD only)
  • 1.13%Net charge-offs to loans
  • 43.29%Credit loss provision to net charge-offs
  • 8.77%Efficiency ratio
  • 52,465Assets per employee
  • 6.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.65%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 20.07%Noncurrent assets plus other real estate owned to assets
  • 1.53%Noncurrent loans to loans
  • 5.25%Net loans and leases to deposits
  • 17.42%Net loans and leases to core deposits
  • 19.34%Equity capital to assets
  • 13.16%Core capital (leverage) ratio
  • 10.85%Tier 1 risk-based capital ratio
  • 33.92%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $129,927Average earning assets
  • $16,862Average equity
  • $121,383Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02096The First National Bank Of Hebbronvi305 North Smith Street, Hebbronville, TX 78361January 01, 1913Full Service Brick and Mortar

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