The First National Bank of Kinmundy in Kinmundy, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Kinmundy - Overview

  • General
  • FDIC Certificate #: 3805
    Status: Active
    Federal Reserve ID: 489249
    Bank Holding Company (Regulatory Top Holder): South Central Bancorp, Inc. (RSSDID: 3674710, Location: Kimmundy, IL)
    Date Established: Febuary 02, 1902
    WWW: http://www.kinmundybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 2466
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Madison Streets, Kinmundy, IL 62854
    County: Marion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Centralia, IL (#16460)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.7 mil
    Equity capital: $4.7 mil
    Deposits held in domestic offices: $31.4 mil
    Return on assets (ROA): 2.19% ($0.8 mil)
    Quarterly return on assets: 2.43% ($0.9 mil)
    Return on Equity (ROE): 17.80% ($0.9 mil)
    Quarterly return on equity: 19.08% ($1.0 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 3.32% ($1,219.6 mil)
    Quarterly Pretax return on assets: 3.68% ($1,351.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $36,735Total assets
  • $2,405Cash and due from depository institutions
  • $485Interest-bearing balances
  • $6,462Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,697Net loans & leases
  • $189Loan loss allowance
  • $0Trading account assets
  • $86Bank premises and fixed assets
  • $0Other real estate owned
  • $1,475Goodwill and other intangibles
  • $36,735Life insurance assets
  • $610All other assets
  • $31,992Total liabilities and capital
  • $31,415Total liabilities
  • $23,957Total deposits
  • $31,415Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 400.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $177Subordinated debt
  • $4,743All other liabilities
  • $4,743Total equity capital
  • $4,743Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $4,167Surplus
  • $526Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $21Income earned, not collected on loans
  • $0Earning assets
  • $249Long-term assets (5+ years)
  • $32,644Average Assets, year-to-date
  • $5,432Average Assets, quarterly
  • $36,261Volatile liabilities
  • $36,894Insider loans
  • $22,006FHLB advances
  • $36,198Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,149Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,196Restructured Loans and leases
  • $126Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,079Total interest income
  • $227Total interest expense
  • $1,852Net interest income
  • $45Provision for loan and lease losses
  • $285Total noninterest income
  • $0Fiduciary activities
  • $123Service charges on deposit accounts
  • $0Trading account gains & fees
  • $162Additional noninterest income
  • $933Total noninterest expense
  • $634Salaries and employee benefits
  • $100Premises and equipment expense
  • $199Additional noninterest expense
  • $1,159Pre-tax net operating income
  • $44Securities gains (losses)
  • $409Applicable income taxes
  • $794Income before extraordinary items
  • $0Extraordinary gains - net
  • $794Net income attributable to bank
  • $0Net charge-offs
  • $794Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $280Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.43%Yield on earning assets
  • 0.70%Cost of funding earning assets
  • 5.73%Net interest margin
  • 0.88%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 2.11%Net operating income to assets
  • 2.19%Return on assets (ROA)
  • 3.32%Pretax return on assets
  • 17.80%Return on equity (ROE)
  • 11.52%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 642.86%Credit loss provision to net charge-offs
  • 172.00%Efficiency ratio
  • 43,659Assets per employee
  • 4.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.26%Loss allowance to loans
  • 0.73%Loss allowance to noncurrent loans
  • 900.00%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 81.80%Net loans and leases to core deposits
  • 84.21%Equity capital to assets
  • 12.91%Core capital (leverage) ratio
  • 8.70%Tier 1 risk-based capital ratio
  • 14.31%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $36,261Average earning assets
  • $4,461Average equity
  • $32,313Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02466The First National Bank Of KinmundySecond And Madison Streets, Kinmundy, IL 62854Febuary 02, 1902Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Kinmundy.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents