The First National Bank of McMinnville in city_name, state_name

The First National Bank of McMinnville in Mcminnville, Tennessee (TN)
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The First National Bank of McMinnville routing number info

The First National Bank of McMinnville - Overview

General
FDIC Certificate #: 4952
Status: Active
Federal Reserve ID: 87234
Bank Holding Company (Regulatory Top Holder): First Mcminnville Corporation (RSSDID: 1086449, Location: Mcminnville, TN)
Date Established: October 30, 1874
WWW: http://www.fnbmt.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Domestic: 6, Interstate: No)
OTS Docket #: 9343
FDIC's unique #: 3295
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 200 East Main Street, Mcminnville, TN 37110
County: Warren
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): McMinnville, TN (#32660)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $455.7 mil
Equity capital: $59.4 mil
Deposits held in domestic offices: $371.9 mil
Return on assets (ROA): 0.84% ($3.8 mil)
Quarterly return on assets: 0.90% ($4.1 mil)
Return on Equity (ROE): 6.44% ($3.8 mil)
Quarterly return on equity: 6.88% ($4.1 mil)
Net income: $3.6 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 1.01% ($4,602.7 mil)
Quarterly Pretax return on assets: 1.12% ($5,103.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
92Total employees (full-time equivalent)
$455,708Total assets
$23,691Cash and due from depository institutions
$21,000Interest-bearing balances
$147,401Securities
$0Federal funds sold & reverse repurchase agreements
$263,520Net loans & leases
$4,135Loan loss allowance
$0Trading account assets
$5,923Bank premises and fixed assets
$4,463Other real estate owned
$195Goodwill and other intangibles
$455,708Life insurance assets
$10,515All other assets
$396,268Total liabilities and capital
$371,889Total liabilities
$346,310Total deposits
$371,889Interest-bearing deposits
$85Deposits held in domestic offices
22073.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,306Subordinated debt
$59,440All other liabilities
$59,440Total equity capital
$59,440Total bank equity capital
$0Perpetual preferred stock
$1,512Common stock
$1,512Surplus
$56,416Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,765Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,248Income earned, not collected on loans
$0Earning assets
$1,959Long-term assets (5+ years)
$431,921Average Assets, year-to-date
$137,062Average Assets, quarterly
$432,788Volatile liabilities
$451,725Insider loans
$260,231FHLB advances
$450,943Loans and leases held for sale
$6,332Unused loan commitments
$4,324Tier 1 (core) risk-based capital
$55,964Tier 2 risk-based capital
$0Total risk weighted assets
$2,008Total unused commitments
$17,988Restructured Loans and leases
$14,269Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$17,560Total interest income
$6,247Total interest expense
$11,313Net interest income
$1,300Provision for loan and lease losses
$1,316Total noninterest income
$86Fiduciary activities
$528Service charges on deposit accounts
$0Trading account gains & fees
$702Additional noninterest income
$7,739Total noninterest expense
$4,335Salaries and employee benefits
$765Premises and equipment expense
$2,639Additional noninterest expense
$3,590Pre-tax net operating income
$799Securities gains (losses)
$742Applicable income taxes
$3,647Income before extraordinary items
$0Extraordinary gains - net
$3,647Net income attributable to bank
$0Net charge-offs
$3,647Cash dividends
$933Sale, conversion, retirement of capital stock, net
$1,424Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.26%Yield on earning assets
1.52%Cost of funding earning assets
2.75%Net interest margin
0.32%Noninterest income to earning assets
1.88%Noninterest expense to earning assets
0.69%Net operating income to assets
0.84%Return on assets (ROA)
1.01%Pretax return on assets
6.44%Return on equity (ROE)
3.92%Retained earnings to average equity (YTD only)
0.35%Net charge-offs to loans
139.34%Credit loss provision to net charge-offs
5.24%Efficiency ratio
61,280Assets per employee
4.95%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.05%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
50.13%Noncurrent assets plus other real estate owned to assets
2.79%Noncurrent loans to loans
3.08%Net loans and leases to deposits
70.86%Net loans and leases to core deposits
80.76%Equity capital to assets
13.04%Core capital (leverage) ratio
12.41%Tier 1 risk-based capital ratio
21.51%Total risk-based capital ratio
Memoranda
$23Average assets
$432,788Average earning assets
$56,658Average equity
$411,760Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$6,390Managed Assets
1Number of Accounts
$6,390Personal trust and agency accounts
$6,390Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
139Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

6 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3295	The First National Bank Of Mcminnvil	200 East Main Street, Mcminnville, TN 37110	October 30, 1874	Full Service Brick and Mortar
1	205706	Viola Branch	Main Street, Viola, TN 37394	September 02, 1966	Full Service Brick and Mortar
2	205707	Smithville Hwy Branch	917 Smithville Highway, Mcminnville, TN 37110	April 12, 1968	Full Service Brick and Mortar
3	205708	Morrison Road Branch	9970 Manchester Highway, Morrison, TN 37357	October 10, 1973	Full Service Brick and Mortar
4	205709	Sparta Street Branch	1408 Sparta Street, Mcminnville, TN 37110	April 01, 1987	Full Service Brick and Mortar
6	518534	Murfreesboro Branch	Gateway Blvd, Murfreesboro, TN 37129	March 14, 2011	Full Service Brick and Mortar

The First National Bank of McMinnville in Mcminnville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of McMinnville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of McMinnville in Mcminnville, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of McMinnville - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of McMinnville in Mcminnville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches