The First National Bank of Oblong in Oblong, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 1999

  • The First National Bank of Oblong in Oblong, Illinois (IL)
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The First National Bank of Oblong - Overview

  • General
  • FDIC Certificate #: 3824
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old National Bank (#4393)
    Federal Reserve ID: 331843
    Date Established: January 01, 1907
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 10912
    FDIC's unique #: 2484
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 04, 1999
    Last Structure Change Process Date: December 02, 1999
    Last Data Update: December 02, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 203 West Main Street, Oblong, IL 62449
    County: Crawford
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $106.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $102,763Total assets
  • $592Cash and due from depository institutions
  • $6Interest-bearing balances
  • $42,707Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $56,427Net loans & leases
  • $727Loan loss allowance
  • $0Trading account assets
  • $967Bank premises and fixed assets
  • $6Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,064All other assets
  • $102,763Total liabilities and capital
  • $93,683Total liabilities
  • $70,230Total deposits
  • $64,735Interest-bearing deposits
  • $70,230Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,516Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $12,500Other borrowed funds
  • $0Subordinated debt
  • $1,437All other liabilities
  • $9,080Total equity capital
  • $9,080Total bank equity capital
  • $9,080Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $1,410Undivided profits
  • Memoranda
  • $6,920Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $353Earning assets
  • $0Long-term assets (5+ years)
  • $961Average Assets, year-to-date
  • $99,140Average Assets, quarterly
  • $45,768Volatile liabilities
  • $102,269Insider loans
  • $103,791FHLB advances
  • $25,180Loans and leases held for sale
  • $2,064Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,138Total unused commitments
  • $0Restructured Loans and leases
  • $61,076Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $7,300Total interest income
  • $3,952Total interest expense
  • $3,348Net interest income
  • $0Provision for loan and lease losses
  • $455Total noninterest income
  • $66Fiduciary activities
  • $200Service charges on deposit accounts
  • $0Trading account gains & fees
  • $189Additional noninterest income
  • $2,347Total noninterest expense
  • $1,197Salaries and employee benefits
  • $257Premises and equipment expense
  • $893Additional noninterest expense
  • $1,456Pre-tax net operating income
  • $1Securities gains (losses)
  • $415Applicable income taxes
  • $1,042Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,042Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $50Sale, conversion, retirement of capital stock, net
  • $930Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.48%Yield on earning assets
  • 4.05%Cost of funding earning assets
  • 3.43%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.40%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 11.57%Return on equity (ROE)
  • 1.24%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 29.12%Efficiency ratio
  • 61,714Assets per employee
  • 3.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.25%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 205.95%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.62%Net loans and leases to deposits
  • 80.35%Net loans and leases to core deposits
  • 96.35%Equity capital to assets
  • 8.84%Core capital (leverage) ratio
  • 8.37%Tier 1 risk-based capital ratio
  • 14.04%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $102,269Average earning assets
  • $9,008Average equity
  • $97,625Average loans

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