The First National Bank of Paducah in Paducah, Texas (TX)



Show street view No street view available for this location

The First National Bank of Paducah routing number info

Table of contents:
The First National Bank of Paducah
GeneralFDIC Certificate #: 3377
Status: Active
Federal Reserve ID: 1014965
Bank Holding Company (Regulatory Top Holder): First Paducah Bancshares Of Texas (RSSDID: 2341565, Location: Paducah, TX)
Date Established: January 01, 1909
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 2194
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: Tenth And Bacus Streets, Paducah, TX 79248
County: Cottle
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesChange in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $55.9 mil
Equity capital: $4.0 mil
Deposits held in domestic offices: $51.9 mil
Return on assets (ROA): -1.76% (-$1.0 mil)
Quarterly return on assets: -0.57% (-$0.3 mil)
Return on Equity (ROE): -22.63% (-$0.9 mil)
Quarterly return on equity: -7.90% (-$0.3 mil)
Net income: -$1.0 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: -1.76% (-$983.6 mil)
Quarterly Pretax return on assets: -0.57% (-$318.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)13
Total assets$55,886
Cash and due from depository institutions$4,914
Interest-bearing balances$0
Securities$19,443
Federal funds sold & reverse repurchase agreements$15,800
Net loans & leases$14,934
Loan loss allowance $229
Trading account assets$0
Bank premises and fixed assets$79
Other real estate owned$115
Goodwill and other intangibles$19
All other assets$582
Life insurance assets$55,886
Total liabilities and capital$51,930
Total liabilities$51,852
Total deposits$41,892
Interest-bearing deposits$51,852
Deposits held in domestic offices$89
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $78
All other liabilities $3,956
Total equity capital$3,956
Total bank equity capital$3,956
Perpetual preferred stock$0
Common stock$300
Surplus$300
Undivided profits $3,356
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $591
Earning assets $0
Long-term assets (5+ years) $431
Average Assets, year-to-date $50,177
Average Assets, quarterly $7,102
Volatile liabilities $56,327
Insider loans $55,789
FHLB advances $24,255
Loans and leases held for sale $54,618
Unused loan commitments $16
Tier 1 (core) risk-based capital $16
Tier 2 risk-based capital $3,913
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,416
Derivatives$559
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,506
Total interest expense $504
Net interest income $1,002
Provision for loan and lease losses $1,104
Total noninterest income $114
Fiduciary activities $0
Service charges on deposit accounts $66
Trading account gains & fees $0
Additional noninterest income $48
Total noninterest expense $1,002
Salaries and employee benefits $477
Premises and equipment expense $89
Additional noninterest expense $436
Pre-tax net operating income -$990
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items -$990
Extraordinary gains - net $0
Net income attributable to bank -$990
Net charge-offs $0
Cash dividends -$990
Sale, conversion, retirement of capital stock, net $1,113
Net operating income $0
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.97%
Cost of funding earning assets 0.99%
Net interest margin 1.97%
Noninterest income to earning assets 0.22%
Noninterest expense to earning assets 1.97%
Net operating income to assets -1.76%
Return on assets (ROA) -1.76%
Pretax return on assets -1.76%
Return on equity (ROE) -22.63%
Retained earnings to average equity (YTD only) -22.63%
Net charge-offs to loans 6.73%
Credit loss provision to net charge-offs 99.19%
Efficiency ratio0.10%
Assets per employee$89,068
Cash dividends to net income (YTD only)4.30%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.51%
Noncurrent assets plus other real estate owned to assets 38.75%
Noncurrent loans to loans 1.26%
Net loans and leases to deposits3.90%
Net loans and leases to core deposits 28.80%
Equity capital to assets 29.98%
Core capital (leverage) ratio 7.08%
Tier 1 risk-based capital ratio 7.16%
Total risk-based capital ratio 16.13%
Memoranda
Average assets$17
Average earning assets$56,327
Average equity $4,374
Average loans $50,782
Back to page top, Back to table top

1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02194The First National Bank Of PaducahTenth And Bacus Streets, Paducah, TX 79248January 01, 1909Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Paducah.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.