The First National Bank of Pawnee in Pawnee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Pawnee - Overview

  • General
  • FDIC Certificate #: 4177
    Status: Active
    Federal Reserve ID: 639651
    Bank Holding Company (Regulatory Top Holder): George Madison Corporation, The (RSSDID: 1055397, Location: Pawnee, OK)
    Date Established: Febuary 08, 1894
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 52809
    FDIC's unique #: 2733
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 Harrison Street, Pawnee, OK 74058
    County: Pawnee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $66.2 mil
    Equity capital: $7.6 mil
    Deposits held in domestic offices: $58.5 mil
    Return on assets (ROA): 0.85% ($0.6 mil)
    Quarterly return on assets: 0.56% ($0.4 mil)
    Return on Equity (ROE): 7.21% ($0.6 mil)
    Quarterly return on equity: 4.78% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.85% ($562.4 mil)
    Quarterly Pretax return on assets: 0.56% ($370.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $66,160Total assets
  • $3,074Cash and due from depository institutions
  • $500Interest-bearing balances
  • $21,487Securities
  • $4,484Federal funds sold & reverse repurchase agreements
  • $35,291Net loans & leases
  • $423Loan loss allowance
  • $0Trading account assets
  • $592Bank premises and fixed assets
  • $253Other real estate owned
  • $0Goodwill and other intangibles
  • $66,160Life insurance assets
  • $979All other assets
  • $58,565Total liabilities and capital
  • $58,512Total liabilities
  • $43,711Total deposits
  • $58,512Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $53Subordinated debt
  • $7,595All other liabilities
  • $7,595Total equity capital
  • $7,595Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $850Surplus
  • $6,595Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $910Income earned, not collected on loans
  • $0Earning assets
  • $510Long-term assets (5+ years)
  • $61,762Average Assets, year-to-date
  • $11,024Average Assets, quarterly
  • $63,191Volatile liabilities
  • $64,758Insider loans
  • $43,469FHLB advances
  • $65,652Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,266Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,907Restructured Loans and leases
  • $910Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,920Total interest income
  • $443Total interest expense
  • $2,477Net interest income
  • $293Provision for loan and lease losses
  • $601Total noninterest income
  • $0Fiduciary activities
  • $352Service charges on deposit accounts
  • $0Trading account gains & fees
  • $249Additional noninterest income
  • $2,254Total noninterest expense
  • $1,353Salaries and employee benefits
  • $272Premises and equipment expense
  • $629Additional noninterest expense
  • $531Pre-tax net operating income
  • $6Securities gains (losses)
  • $0Applicable income taxes
  • $537Income before extraordinary items
  • $0Extraordinary gains - net
  • $537Net income attributable to bank
  • $0Net charge-offs
  • $537Cash dividends
  • $198Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.98%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 4.23%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 0.85%Pretax return on assets
  • 7.21%Return on equity (ROE)
  • 1.84%Retained earnings to average equity (YTD only)
  • 0.54%Net charge-offs to loans
  • 147.98%Credit loss provision to net charge-offs
  • 4.16%Efficiency ratio
  • 73,229Assets per employee
  • 3.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.49%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 46.48%Noncurrent assets plus other real estate owned to assets
  • 1.76%Noncurrent loans to loans
  • 2.55%Net loans and leases to deposits
  • 60.31%Net loans and leases to core deposits
  • 61.50%Equity capital to assets
  • 11.48%Core capital (leverage) ratio
  • 11.07%Tier 1 risk-based capital ratio
  • 16.72%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $63,191Average earning assets
  • $7,453Average equity
  • $58,619Average loans

List of branches

  • 1 Oklahoma Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02733The First National Bank Of Pawnee601 Harrison Street, Pawnee, OK 74058Febuary 08, 1894Full Service Brick and Mortar

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