The First National Bank of Sedan in Sedan, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Sedan - Overview

  • General
  • FDIC Certificate #: 4770
    Status: Active
    Federal Reserve ID: 195157
    Date Established: March 13, 1874
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3184
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West Main Street, Sedan, KS 67361
    County: Chautauqua
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $51.9 mil
    Equity capital: $5.9 mil
    Deposits held in domestic offices: $45.9 mil
    Return on assets (ROA): 0.90% ($0.5 mil)
    Quarterly return on assets: -0.53% (-$0.3 mil)
    Return on Equity (ROE): 8.38% ($0.5 mil)
    Quarterly return on equity: -4.58% (-$0.3 mil)
    Net income: $0.5 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.94% ($488.2 mil)
    Quarterly Pretax return on assets: -0.55% (-$285.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $51,937Total assets
  • $1,417Cash and due from depository institutions
  • $500Interest-bearing balances
  • $26,955Securities
  • $3,062Federal funds sold & reverse repurchase agreements
  • $19,710Net loans & leases
  • $397Loan loss allowance
  • $0Trading account assets
  • $247Bank premises and fixed assets
  • $45Other real estate owned
  • $0Goodwill and other intangibles
  • $51,937Life insurance assets
  • $501All other assets
  • $46,035Total liabilities and capital
  • $45,941Total liabilities
  • $36,469Total deposits
  • $45,941Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $94Subordinated debt
  • $5,902All other liabilities
  • $5,902Total equity capital
  • $5,902Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $400Surplus
  • $5,102Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $295Income earned, not collected on loans
  • $0Earning assets
  • $322Long-term assets (5+ years)
  • $50,227Average Assets, year-to-date
  • $13,636Average Assets, quarterly
  • $52,718Volatile liabilities
  • $51,932Insider loans
  • $26,594FHLB advances
  • $51,128Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,319Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $911Restructured Loans and leases
  • $153Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,062Total interest income
  • $437Total interest expense
  • $1,625Net interest income
  • $11Provision for loan and lease losses
  • $245Total noninterest income
  • $0Fiduciary activities
  • $212Service charges on deposit accounts
  • $0Trading account gains & fees
  • $33Additional noninterest income
  • $1,531Total noninterest expense
  • $771Salaries and employee benefits
  • $236Premises and equipment expense
  • $524Additional noninterest expense
  • $328Pre-tax net operating income
  • $170Securities gains (losses)
  • $21Applicable income taxes
  • $477Income before extraordinary items
  • $0Extraordinary gains - net
  • $477Net income attributable to bank
  • $0Net charge-offs
  • $477Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $120Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.06%Yield on earning assets
  • 0.86%Cost of funding earning assets
  • 3.20%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 3.01%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 8.38%Return on equity (ROE)
  • 6.27%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 78.57%Credit loss provision to net charge-offs
  • 24.21%Efficiency ratio
  • 81,872Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.16%Loss allowance to loans
  • 1.97%Loss allowance to noncurrent loans
  • 134.58%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 1.47%Net loans and leases to deposits
  • 42.90%Net loans and leases to core deposits
  • 46.56%Equity capital to assets
  • 11.36%Core capital (leverage) ratio
  • 10.40%Tier 1 risk-based capital ratio
  • 20.00%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $52,718Average earning assets
  • $5,695Average equity
  • $50,817Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03184The First National Bank Of Sedan101 West Main Street, Sedan, KS 67361March 13, 1874Full Service Brick and Mortar

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