The First National Bank of Stanton in Stanton, Texas (TX)



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The First National Bank of Stanton routing number info

Table of contents:
The First National Bank of Stanton
GeneralFDIC Certificate #: 5536
Status: Active
Federal Reserve ID: 458665
Date Established: January 01, 1906
WWW: http://www.fnbstanton.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 1, Interstate: No)
FDIC's unique #: 3761
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: April 17, 2008
Last Data Update: April 17, 2008
Data Source Date: April 05, 2012
LocationAddress: 119 North St. Peter, Stanton, TX 79782
County: Martin
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesChange in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $111.2 mil
Equity capital: $10.0 mil
Deposits held in domestic offices: $100.2 mil
Return on assets (ROA): 0.54% ($0.6 mil)
Quarterly return on assets: 0.58% ($0.6 mil)
Return on Equity (ROE): 5.30% ($0.5 mil)
Quarterly return on equity: 6.11% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.56% ($622.5 mil)
Quarterly Pretax return on assets: 0.64% ($711.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)17
Total assets$111,165
Cash and due from depository institutions$4,965
Interest-bearing balances$1,052
Securities$70,364
Federal funds sold & reverse repurchase agreements$6,115
Net loans & leases$28,191
Loan loss allowance $445
Trading account assets$0
Bank premises and fixed assets$226
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,304
Life insurance assets$111,165
Total liabilities and capital$101,211
Total liabilities$100,207
Total deposits$67,567
Interest-bearing deposits$100,207
Deposits held in domestic offices$87
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$440
Other borrowed funds $0
Subordinated debt $564
All other liabilities $9,954
Total equity capital$9,954
Total bank equity capital$9,954
Perpetual preferred stock$0
Common stock$1,000
Surplus$1,000
Undivided profits $7,954
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $160
Earning assets $0
Long-term assets (5+ years) $834
Average Assets, year-to-date $105,722
Average Assets, quarterly $11,307
Volatile liabilities $96,725
Insider loans $106,223
FHLB advances $47,293
Loans and leases held for sale $107,214
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $9,511
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,976
Derivatives$158
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,605
Total interest expense $329
Net interest income $2,276
Provision for loan and lease losses $101
Total noninterest income $262
Fiduciary activities $0
Service charges on deposit accounts $118
Trading account gains & fees $0
Additional noninterest income $144
Total noninterest expense $1,905
Salaries and employee benefits $1,015
Premises and equipment expense $326
Additional noninterest expense $564
Pre-tax net operating income $532
Securities gains (losses) $5
Applicable income taxes $19
Income before extraordinary items $518
Extraordinary gains - net $0
Net income attributable to bank $518
Net charge-offs $0
Cash dividends $518
Sale, conversion, retirement of capital stock, net $35
Net operating income $250
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.84%
Cost of funding earning assets 0.36%
Net interest margin 2.48%
Noninterest income to earning assets 0.29%
Noninterest expense to earning assets 2.08%
Net operating income to assets 0.53%
Return on assets (ROA) 0.54%
Pretax return on assets 0.56%
Return on equity (ROE) 5.30%
Retained earnings to average equity (YTD only) 2.74%
Net charge-offs to loans 0.16%
Credit loss provision to net charge-offs 288.57%
Efficiency ratio18.09%
Assets per employee$75,059
Cash dividends to net income (YTD only)6.54%
Condition Ratios (%)
Loss allowance to loans 48.26%
Loss allowance to noncurrent loans 1.55%
Noncurrent assets plus other real estate owned to assets 278.13%
Noncurrent loans to loans 0.14%
Net loans and leases to deposits0.56%
Net loans and leases to core deposits 28.13%
Equity capital to assets 28.93%
Core capital (leverage) ratio 8.95%
Tier 1 risk-based capital ratio 8.87%
Total risk-based capital ratio 20.11%
Memoranda
Average assets$21
Average earning assets$96,725
Average equity $9,774
Average loans $91,742
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2 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03761The First National Bank Of Stanton119 North St. Peter, Stanton, TX 79782January 01, 1906Full Service Brick and Mortar
1529870Midland Branch200 North Loraine Street, Suite 1200, Midland, TX 79701March 01, 2012Full Service Brick and Mortar
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