The First National Bank of Stanton in Stanton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Stanton - Overview

  • General
  • FDIC Certificate #: 5536
    Status: Active
    Federal Reserve ID: 458665
    Date Established: January 01, 1906
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3761
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: April 17, 2008
    Last Data Update: April 17, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 North St. Peter, Stanton, TX 79782
    County: Martin
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $111.2 mil
    Equity capital: $10.0 mil
    Deposits held in domestic offices: $100.2 mil
    Return on assets (ROA): 0.54% ($0.6 mil)
    Quarterly return on assets: 0.58% ($0.6 mil)
    Return on Equity (ROE): 5.30% ($0.5 mil)
    Quarterly return on equity: 6.11% ($0.6 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.56% ($622.5 mil)
    Quarterly Pretax return on assets: 0.64% ($711.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $111,165Total assets
  • $4,965Cash and due from depository institutions
  • $1,052Interest-bearing balances
  • $70,364Securities
  • $6,115Federal funds sold & reverse repurchase agreements
  • $28,191Net loans & leases
  • $445Loan loss allowance
  • $0Trading account assets
  • $226Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $111,165Life insurance assets
  • $1,304All other assets
  • $101,211Total liabilities and capital
  • $100,207Total liabilities
  • $67,567Total deposits
  • $100,207Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $440Trading liabilities
  • $0Other borrowed funds
  • $564Subordinated debt
  • $9,954All other liabilities
  • $9,954Total equity capital
  • $9,954Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $1,000Surplus
  • $7,954Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $160Income earned, not collected on loans
  • $0Earning assets
  • $834Long-term assets (5+ years)
  • $105,722Average Assets, year-to-date
  • $11,307Average Assets, quarterly
  • $96,725Volatile liabilities
  • $106,223Insider loans
  • $47,293FHLB advances
  • $107,214Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,511Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,976Restructured Loans and leases
  • $158Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,605Total interest income
  • $329Total interest expense
  • $2,276Net interest income
  • $101Provision for loan and lease losses
  • $262Total noninterest income
  • $0Fiduciary activities
  • $118Service charges on deposit accounts
  • $0Trading account gains & fees
  • $144Additional noninterest income
  • $1,905Total noninterest expense
  • $1,015Salaries and employee benefits
  • $326Premises and equipment expense
  • $564Additional noninterest expense
  • $532Pre-tax net operating income
  • $5Securities gains (losses)
  • $19Applicable income taxes
  • $518Income before extraordinary items
  • $0Extraordinary gains - net
  • $518Net income attributable to bank
  • $0Net charge-offs
  • $518Cash dividends
  • $35Sale, conversion, retirement of capital stock, net
  • $250Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.84%Yield on earning assets
  • 0.36%Cost of funding earning assets
  • 2.48%Net interest margin
  • 0.29%Noninterest income to earning assets
  • 2.08%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.56%Pretax return on assets
  • 5.30%Return on equity (ROE)
  • 2.74%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 288.57%Credit loss provision to net charge-offs
  • 18.09%Efficiency ratio
  • 75,059Assets per employee
  • 6.54%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.26%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 278.13%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 28.13%Net loans and leases to core deposits
  • 28.93%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 8.87%Tier 1 risk-based capital ratio
  • 20.11%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $96,725Average earning assets
  • $9,774Average equity
  • $91,742Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03761The First National Bank Of Stanton119 North St. Peter, Stanton, TX 79782January 01, 1906Full Service Brick and Mortar
    1529870Midland Branch200 North Loraine Street, Suite 1200, Midland, TX 79701March 01, 2012Full Service Brick and Mortar

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