The First National Bank of Tahoka in Tahoka, Texas (TX)



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The First National Bank of Tahoka routing number info

Table of contents:
The First National Bank of Tahoka
GeneralFDIC Certificate #: 5546
Status: Active
Federal Reserve ID: 467265
Bank Holding Company (Regulatory Top Holder): Tahoka First Bancorp, Inc. (RSSDID: 1830473, Location: Tahoka, TX)
Date Established: January 01, 1907
WWW: http://www.fnbtahoka.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3769
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 25, 2009
Last Structure Change Process Date: November 25, 2009
Last Data Update: November 25, 2009
Data Source Date: April 05, 2012
LocationAddress: 1605 South First Street, Tahoka, TX 79373
County: Lynn
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial SummaryTotal assets: $71.5 mil
Equity capital: $6.1 mil
Deposits held in domestic offices: $65.3 mil
Return on assets (ROA): 0.63% ($0.5 mil)
Quarterly return on assets: 0.50% ($0.4 mil)
Return on Equity (ROE): 6.99% ($0.4 mil)
Quarterly return on equity: 5.71% ($0.3 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.63% ($450.6 mil)
Quarterly Pretax return on assets: 0.50% ($357.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)14
Total assets$71,522
Cash and due from depository institutions$30,282
Interest-bearing balances$25,743
Securities$26,281
Federal funds sold & reverse repurchase agreements$1,050
Net loans & leases$13,013
Loan loss allowance $201
Trading account assets$0
Bank premises and fixed assets$354
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$542
Life insurance assets$71,522
Total liabilities and capital$65,443
Total liabilities$65,333
Total deposits$49,751
Interest-bearing deposits$65,333
Deposits held in domestic offices$82
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $110
All other liabilities $6,079
Total equity capital$6,079
Total bank equity capital$6,079
Perpetual preferred stock$0
Common stock$400
Surplus$400
Undivided profits $5,279
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $317
Average Assets, year-to-date $66,087
Average Assets, quarterly $9,812
Volatile liabilities $67,847
Insider loans $71,417
FHLB advances $22,567
Loans and leases held for sale $72,581
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $5,806
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $2,042
Derivatives$450
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,737
Total interest expense $297
Net interest income $1,440
Provision for loan and lease losses $0
Total noninterest income $236
Fiduciary activities $0
Service charges on deposit accounts $172
Trading account gains & fees $0
Additional noninterest income $64
Total noninterest expense $1,247
Salaries and employee benefits $647
Premises and equipment expense $90
Additional noninterest expense $510
Pre-tax net operating income $429
Securities gains (losses) $1
Applicable income taxes $0
Income before extraordinary items $430
Extraordinary gains - net $0
Net income attributable to bank $430
Net charge-offs $0
Cash dividends $430
Sale, conversion, retirement of capital stock, net -$7
Net operating income $330
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.82%
Cost of funding earning assets 0.48%
Net interest margin 2.34%
Noninterest income to earning assets 0.38%
Noninterest expense to earning assets 2.02%
Net operating income to assets 0.63%
Return on assets (ROA) 0.63%
Pretax return on assets 0.63%
Return on equity (ROE) 6.99%
Retained earnings to average equity (YTD only) 1.63%
Net charge-offs to loans -0.05%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$74,403
Cash dividends to net income (YTD only)5.11%
Condition Ratios (%)
Loss allowance to loans 76.74%
Loss allowance to noncurrent loans 1.52%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 19.92%
Equity capital to assets 22.04%
Core capital (leverage) ratio 8.50%
Tier 1 risk-based capital ratio 8.00%
Total risk-based capital ratio 25.73%
Memoranda
Average assets$27
Average earning assets$67,847
Average equity $6,151
Average loans $61,653
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03769The First National Bank Of Tahoka1605 South First Street, Tahoka, TX 79373January 01, 1907Full Service Brick and Mortar
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