The First National Bank of Texas in Decatur, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 15, 2002

  • The First National Bank of Texas in Decatur, Texas (TX)
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The First National Bank of Texas - Overview

  • General
  • FDIC Certificate #: 3168
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Texas, National Association (#14533)
    Federal Reserve ID: 554754
    Date Established: December 31, 1883
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 15635
    FDIC's unique #: 2034
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 15, 2002
    Last Structure Change Process Date: July 03, 2002
    Last Data Update: July 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 300 North Main Street, Decatur, TX 76234
    County: Wise
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $377.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $390,720Total assets
  • $23,959Cash and due from depository institutions
  • $18Interest-bearing balances
  • $128,200Securities
  • $34,453Federal funds sold & reverse repurchase agreements
  • $169,961Net loans & leases
  • $3,754Loan loss allowance
  • $0Trading account assets
  • $7,087Bank premises and fixed assets
  • $696Other real estate owned
  • $18,008Goodwill and other intangibles
  • $0Life insurance assets
  • $8,356All other assets
  • $390,720Total liabilities and capital
  • $345,794Total liabilities
  • $343,552Total deposits
  • $275,818Interest-bearing deposits
  • $343,552Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,242All other liabilities
  • $44,926Total equity capital
  • $44,926Total bank equity capital
  • $44,926Perpetual preferred stock
  • $0Common stock
  • $1,498Surplus
  • $41,100Undivided profits
  • Memoranda
  • $2,328Noncurrent loans and leases
  • $32,382Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,575Earning assets
  • $0Long-term assets (5+ years)
  • $2,614Average Assets, year-to-date
  • $332,632Average Assets, quarterly
  • $52,624Volatile liabilities
  • $370,268Insider loans
  • $386,587FHLB advances
  • $58,266Loans and leases held for sale
  • $20Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $32,382Total unused commitments
  • $0Restructured Loans and leases
  • $2,681Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $12,862Total interest income
  • $5,740Total interest expense
  • $7,122Net interest income
  • $100Provision for loan and lease losses
  • $1,881Total noninterest income
  • $0Fiduciary activities
  • $1,255Service charges on deposit accounts
  • $0Trading account gains & fees
  • $626Additional noninterest income
  • $6,130Total noninterest expense
  • $3,098Salaries and employee benefits
  • $829Premises and equipment expense
  • $2,203Additional noninterest expense
  • $2,773Pre-tax net operating income
  • -$17Securities gains (losses)
  • $925Applicable income taxes
  • $1,831Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,831Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $900Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.93%Yield on earning assets
  • 1.76%Cost of funding earning assets
  • 2.18%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 1.88%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 5.04%Return on equity (ROE)
  • 5.04%Retained earnings to average equity (YTD only)
  • 0.48%Net charge-offs to loans
  • 11.11%Credit loss provision to net charge-offs
  • 3.19%Efficiency ratio
  • 59,980Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.16%Loss allowance to noncurrent loans
  • 238.35%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.91%Net loans and leases to deposits
  • 49.47%Net loans and leases to core deposits
  • 59.58%Equity capital to assets
  • 11.50%Core capital (leverage) ratio
  • 7.17%Tier 1 risk-based capital ratio
  • 12.38%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $370,268Average earning assets
  • $36,340Average equity
  • $326,914Average loans

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