The First National Bank of Wayne in Wayne, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of Wayne - Overview

  • General
  • FDIC Certificate #: 5489
    Status: Active
    Federal Reserve ID: 664457
    Bank Holding Company (Regulatory Top Holder): First National Agency, Inc. (RSSDID: 1055744, Location: Wayne, NE)
    Date Established: January 01, 1885
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3721
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 13, 2007
    Last Structure Change Process Date: December 03, 2007
    Last Data Update: December 03, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 411 East 7th Street, Wayne, NE 68787
    County: Wayne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $35.2 mil
    Equity capital: $3.7 mil
    Deposits held in domestic offices: $31.2 mil
    Return on assets (ROA): 0.01% ($0.0 mil)
    Quarterly return on assets: 0.54% ($0.2 mil)
    Return on Equity (ROE): 0.12% ($0.0 mil)
    Quarterly return on equity: 5.22% ($0.2 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.01% ($3.5 mil)
    Quarterly Pretax return on assets: 0.54% ($190.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $35,198Total assets
  • $3,441Cash and due from depository institutions
  • $466Interest-bearing balances
  • $12,511Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $16,516Net loans & leases
  • $496Loan loss allowance
  • $0Trading account assets
  • $1,676Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $35,198Life insurance assets
  • $1,054All other assets
  • $31,521Total liabilities and capital
  • $31,206Total liabilities
  • $22,855Total deposits
  • $31,206Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $315Subordinated debt
  • $3,677All other liabilities
  • $3,677Total equity capital
  • $3,677Total bank equity capital
  • $0Perpetual preferred stock
  • $705Common stock
  • $3,280Surplus
  • $-308Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,509Income earned, not collected on loans
  • $0Earning assets
  • $210Long-term assets (5+ years)
  • $29,493Average Assets, year-to-date
  • $13,966Average Assets, quarterly
  • $34,079Volatile liabilities
  • $35,461Insider loans
  • $21,534FHLB advances
  • $35,329Loans and leases held for sale
  • $426Unused loan commitments
  • $271Tier 1 (core) risk-based capital
  • $3,662Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $155Total unused commitments
  • $1,779Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $967Total interest income
  • $111Total interest expense
  • $856Net interest income
  • -$255Provision for loan and lease losses
  • $162Total noninterest income
  • $0Fiduciary activities
  • $100Service charges on deposit accounts
  • $0Trading account gains & fees
  • $62Additional noninterest income
  • $1,265Total noninterest expense
  • $569Salaries and employee benefits
  • $196Premises and equipment expense
  • $500Additional noninterest expense
  • $8Pre-tax net operating income
  • -$4Securities gains (losses)
  • $0Applicable income taxes
  • $4Income before extraordinary items
  • $0Extraordinary gains - net
  • $4Net income attributable to bank
  • $0Net charge-offs
  • $4Cash dividends
  • $188Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 0.43%Cost of funding earning assets
  • 3.31%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 4.89%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.12%Return on equity (ROE)
  • 0.12%Retained earnings to average equity (YTD only)
  • 1.18%Net charge-offs to loans
  • -135.64%Credit loss provision to net charge-offs
  • -1.31%Efficiency ratio
  • 124,263Assets per employee
  • 3.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.92%Loss allowance to noncurrent loans
  • 32.87%Noncurrent assets plus other real estate owned to assets
  • 4.29%Noncurrent loans to loans
  • 8.87%Net loans and leases to deposits
  • 52.93%Net loans and leases to core deposits
  • 52.93%Equity capital to assets
  • 10.45%Core capital (leverage) ratio
  • 10.37%Tier 1 risk-based capital ratio
  • 17.01%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $34,079Average earning assets
  • $3,227Average equity
  • $25,854Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03721The First National Bank Of Wayne411 East 7th Street, Wayne, NE 68787January 01, 1885Full Service Brick and Mortar

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