The First State Bank in Brackettville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • The First State Bank in Brackettville, Texas (TX)
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The First State Bank - Overview

  • General
  • FDIC Certificate #: 11927
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bank and Trust, S.S.B. (#1184)
    Federal Reserve ID: 296054
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7616
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: Febuary 20, 1998
    Last Data Update: Febuary 20, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Brackettville, TX 78832
    County: Kinney
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $14.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $14,797Total assets
  • $816Cash and due from depository institutions
  • $0Interest-bearing balances
  • $5,764Securities
  • $4,280Federal funds sold & reverse repurchase agreements
  • $3,702Net loans & leases
  • $50Loan loss allowance
  • $0Trading account assets
  • $156Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $79All other assets
  • $14,797Total liabilities and capital
  • $13,571Total liabilities
  • $13,447Total deposits
  • $11,106Interest-bearing deposits
  • $13,447Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $124All other liabilities
  • $1,226Total equity capital
  • $1,226Total bank equity capital
  • $1,226Perpetual preferred stock
  • $0Common stock
  • $240Surplus
  • $250Undivided profits
  • Memoranda
  • $736Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $17Average Assets, year-to-date
  • $13,746Average Assets, quarterly
  • $1,612Volatile liabilities
  • $14,080Insider loans
  • $14,407FHLB advances
  • $1,162Loans and leases held for sale
  • $103Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $321Total unused commitments
  • $0Restructured Loans and leases
  • $4,690Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $936Total interest income
  • $367Total interest expense
  • $569Net interest income
  • $0Provision for loan and lease losses
  • $152Total noninterest income
  • $0Fiduciary activities
  • $118Service charges on deposit accounts
  • $0Trading account gains & fees
  • $34Additional noninterest income
  • $466Total noninterest expense
  • $236Salaries and employee benefits
  • $77Premises and equipment expense
  • $153Additional noninterest expense
  • $255Pre-tax net operating income
  • $0Securities gains (losses)
  • $84Applicable income taxes
  • $171Income before extraordinary items
  • $0Extraordinary gains - net
  • $171Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $110Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.18%Yield on earning assets
  • 2.82%Cost of funding earning assets
  • 4.37%Net interest margin
  • 1.17%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 14.70%Return on equity (ROE)
  • 5.24%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 64,632Assets per employee
  • 2.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.33%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 27.53%Net loans and leases to core deposits
  • 30.13%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 25.67%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $14,080Average earning assets
  • $1,163Average equity
  • $13,033Average loans

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