The First State Bank in Lodgepole, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 19, 1997

  • The First State Bank in Lodgepole, Nebraska (NE)
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The First State Bank - Overview

  • General
  • FDIC Certificate #: 14656
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Adams Bank & Trust (#18489)
    Federal Reserve ID: 513555
    Date Established: January 01, 1913
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9165
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 09, 1934
    Last Structure Change Effective Date: May 19, 1997
    Last Structure Change Process Date: June 05, 1997
    Last Data Update: June 05, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Lodgepole, NE 69149
    County: Cheyenne
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $12.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $5Total assets
  • $11,907Cash and due from depository institutions
  • $686Interest-bearing balances
  • $0Securities
  • $7,625Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $2,871Loan loss allowance
  • $37Trading account assets
  • $0Bank premises and fixed assets
  • $22Other real estate owned
  • $0Goodwill and other intangibles
  • $203Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $11,907Total liabilities
  • $9,275Total deposits
  • $9,198Interest-bearing deposits
  • $7,672Deposits held in domestic offices
  • 9198.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $77Total equity capital
  • $77Total bank equity capital
  • $2,632Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $300Undivided profits
  • Memoranda
  • $2,257Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $92Income earned, not collected on loans
  • $55Earning assets
  • $10,996Long-term assets (5+ years)
  • $36Average Assets, year-to-date
  • $12,110Average Assets, quarterly
  • $11,823Volatile liabilities
  • $103Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,632Total risk weighted assets
  • $3,359Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $883Total interest expense
  • $273Net interest income
  • $610Provision for loan and lease losses
  • $0Total noninterest income
  • $59Fiduciary activities
  • $0Service charges on deposit accounts
  • $55Trading account gains & fees
  • $0Additional noninterest income
  • $4Total noninterest expense
  • $514Salaries and employee benefits
  • $204Premises and equipment expense
  • $24Additional noninterest expense
  • $286Pre-tax net operating income
  • $155Securities gains (losses)
  • $0Applicable income taxes
  • $46Income before extraordinary items
  • $109Extraordinary gains - net
  • $0Net income attributable to bank
  • $109Net charge-offs
  • $107Cash dividends
  • $8Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.90%Cost of funding earning assets
  • 2.44%Net interest margin
  • 5.46%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 4.60%Net operating income to assets
  • 0.90%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 1.28%Return on equity (ROE)
  • 4.25%Retained earnings to average equity (YTD only)
  • 3.94%Net charge-offs to loans
  • 3.60%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 76,831Assets per employee
  • 2.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.34%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 40.22%Noncurrent assets plus other real estate owned to assets
  • 0.77%Noncurrent loans to loans
  • 3.16%Net loans and leases to deposits
  • 31.21%Net loans and leases to core deposits
  • 31.57%Equity capital to assets
  • 22.10%Core capital (leverage) ratio
  • 21.78%Tier 1 risk-based capital ratio
  • 78.35%Total risk-based capital ratio
  • Memoranda
  • $79Average assets
  • $12,110Average earning assets
  • $2,566Average equity
  • $11,175Average loans

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