The First State Bank in Jasper, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 23, 2001

  • The First State Bank in Jasper, Texas (TX)
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The First State Bank - Overview

  • General
  • FDIC Certificate #: 15549
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank & Trust East Texas (#17233)
    Federal Reserve ID: 863456
    Date Established: October 28, 1937
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 9843
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 01, 1937
    Last Structure Change Effective Date: Febuary 23, 2001
    Last Structure Change Process Date: May 16, 2001
    Last Data Update: May 16, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 204 East Lamar Street, Jasper, TX 75951
    County: Jasper
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $102.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $102,637Total assets
  • $4,992Cash and due from depository institutions
  • $1,768Interest-bearing balances
  • $40,506Securities
  • $3,255Federal funds sold & reverse repurchase agreements
  • $47,377Net loans & leases
  • $372Loan loss allowance
  • $0Trading account assets
  • $1,730Bank premises and fixed assets
  • $0Other real estate owned
  • $3,734Goodwill and other intangibles
  • $0Life insurance assets
  • $1,043All other assets
  • $102,637Total liabilities and capital
  • $91,925Total liabilities
  • $91,310Total deposits
  • $77,393Interest-bearing deposits
  • $91,310Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $615All other liabilities
  • $10,712Total equity capital
  • $10,712Total bank equity capital
  • $10,712Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $8,388Undivided profits
  • Memoranda
  • $324Noncurrent loans and leases
  • $2,196Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $459Earning assets
  • $0Long-term assets (5+ years)
  • $405Average Assets, year-to-date
  • $92,906Average Assets, quarterly
  • $10,398Volatile liabilities
  • $102,396Insider loans
  • $103,344FHLB advances
  • $15,612Loans and leases held for sale
  • $3,296Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,196Total unused commitments
  • $0Restructured Loans and leases
  • $372Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $7,225Total interest income
  • $3,728Total interest expense
  • $3,497Net interest income
  • $188Provision for loan and lease losses
  • $842Total noninterest income
  • $0Fiduciary activities
  • $691Service charges on deposit accounts
  • $0Trading account gains & fees
  • $151Additional noninterest income
  • $2,975Total noninterest expense
  • $1,629Salaries and employee benefits
  • $272Premises and equipment expense
  • $1,074Additional noninterest expense
  • $1,176Pre-tax net operating income
  • -$4Securities gains (losses)
  • $355Applicable income taxes
  • $817Income before extraordinary items
  • $0Extraordinary gains - net
  • $817Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $204Sale, conversion, retirement of capital stock, net
  • $700Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.77%Yield on earning assets
  • 4.01%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 1.14%Pretax return on assets
  • 7.73%Return on equity (ROE)
  • 1.11%Retained earnings to average equity (YTD only)
  • 0.44%Net charge-offs to loans
  • 92.16%Credit loss provision to net charge-offs
  • 6.69%Efficiency ratio
  • 62,226Assets per employee
  • 2.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.68%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 81.05%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.96%Net loans and leases to deposits
  • 51.89%Net loans and leases to core deposits
  • 62.59%Equity capital to assets
  • 10.44%Core capital (leverage) ratio
  • 7.24%Tier 1 risk-based capital ratio
  • 13.12%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $102,396Average earning assets
  • $10,568Average equity
  • $93,037Average loans

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