The First State Bank in Arma, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 17, 2010

  • The First State Bank in Arma, Kansas (KS)
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The First State Bank - Overview

  • General
  • FDIC Certificate #: 16678
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community National Bank & Trust (#27046)
    Federal Reserve ID: 226659
    Date Established: Febuary 28, 1948
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10806
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 28, 1948
    Last Structure Change Effective Date: December 17, 2010
    Last Structure Change Process Date: January 06, 2011
    Last Data Update: January 06, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 East South Street, Arma, KS 66712
    County: Crawford
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Pittsburg, KS (#38260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $9.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $9,836Total assets
  • $2,016Cash and due from depository institutions
  • $1,250Interest-bearing balances
  • $2,859Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,402Net loans & leases
  • $29Loan loss allowance
  • $0Trading account assets
  • $170Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $256Life insurance assets
  • $389All other assets
  • $9,836Total liabilities and capital
  • $8,909Total liabilities
  • $8,722Total deposits
  • $2,366Interest-bearing deposits
  • $8,722Deposits held in domestic offices
  • 83.90%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $187All other liabilities
  • $927Total equity capital
  • $927Total bank equity capital
  • $927Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $475Undivided profits
  • Memoranda
  • $427Noncurrent loans and leases
  • $32Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $67Average Assets, year-to-date
  • $8,511Average Assets, quarterly
  • $94Volatile liabilities
  • $9,606Insider loans
  • $9,630FHLB advances
  • $623Loans and leases held for sale
  • $104Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $32Total unused commitments
  • $0Restructured Loans and leases
  • $29Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $428Total interest income
  • $64Total interest expense
  • $364Net interest income
  • $13Provision for loan and lease losses
  • $67Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • $24Additional noninterest income
  • $482Total noninterest expense
  • $275Salaries and employee benefits
  • $66Premises and equipment expense
  • $141Additional noninterest expense
  • -$64Pre-tax net operating income
  • $0Securities gains (losses)
  • -$19Applicable income taxes
  • -$45Income before extraordinary items
  • $0Extraordinary gains - net
  • -$45Net income attributable to bank
  • $0Net charge-offs
  • -$45Cash dividends
  • $13Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.11%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 4.35%Net interest margin
  • 0.80%Noninterest income to earning assets
  • 5.76%Noninterest expense to earning assets
  • -0.47%Net operating income to assets
  • -0.47%Return on assets (ROA)
  • -0.67%Pretax return on assets
  • -4.66%Return on equity (ROE)
  • -4.66%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • -3.92%Efficiency ratio
  • 111,833Assets per employee
  • 1.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.65%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 50.47%Net loans and leases to core deposits
  • 54.35%Equity capital to assets
  • 9.42%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 16.09%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $9,606Average earning assets
  • $965Average equity
  • $8,374Average loans

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