The First State Bank in Oklahoma City, Oklahoma (OK)
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The First State Bank routing number info
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| The First State Bank | |
|---|---|
| General | FDIC Certificate #: 17884 Status: Active Federal Reserve ID: 997052 Bank Holding Company (Regulatory Top Holder): Fsb Investments, Llc (RSSDID: 3832912, Location: Oklahoma City, OK) Date Established: August 12, 1902 WWW: http://www.thefirstsb.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Domestic: 3, Interstate: No) FDIC's unique #: 11823 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: July 02, 1958 Last Structure Change Effective Date: January 19, 2012 Last Structure Change Process Date: January 19, 2012 Last Data Update: January 19, 2012 Data Source Date: April 05, 2012 |
| Location | Address: 3030 Nw Expressway Suite 1, Oklahoma City, OK 73112 County: Oklahoma Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880) Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416) Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420) CBSA Metro Statistical Area: Oklahoma City, OK (#36420) |
| Financial Summary | Total assets: $105.3 mil Equity capital: $10.9 mil Deposits held in domestic offices: $92.2 mil Return on assets (ROA): 0.92% ($1.0 mil) Quarterly return on assets: 1.00% ($1.1 mil) Return on Equity (ROE): 9.17% ($1.0 mil) Quarterly return on equity: 9.83% ($1.1 mil) Net income: $0.9 mil Quarterly Net income: $0.3 mil Pretax return on assets: 0.85% ($894.8 mil) Quarterly Pretax return on assets: 1.33% ($1,400.0 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 29 |
| Total assets | $105,266 |
| Cash and due from depository institutions | $1,094 |
| Interest-bearing balances | $0 |
| Securities | $5,337 |
| Federal funds sold & reverse repurchase agreements | $2,497 |
| Net loans & leases | $89,971 |
| Loan loss allowance | $988 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $3,355 |
| Other real estate owned | $155 |
| Goodwill and other intangibles | $1,390 |
| All other assets | $1,467 |
| Life insurance assets | $105,266 |
| Total liabilities and capital | $94,353 |
| Total liabilities | $92,167 |
| Total deposits | $77,851 |
| Interest-bearing deposits | $92,167 |
| Deposits held in domestic offices | $84 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $2,000 |
| Other borrowed funds | $0 |
| Subordinated debt | $186 |
| All other liabilities | $10,913 |
| Total equity capital | $10,913 |
| Total bank equity capital | $10,913 |
| Perpetual preferred stock | $0 |
| Common stock | $100 |
| Surplus | $11,309 |
| Undivided profits | $-496 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $37 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $335 |
| Average Assets, year-to-date | $97,805 |
| Average Assets, quarterly | $9,733 |
| Volatile liabilities | $99,105 |
| Insider loans | $103,700 |
| FHLB advances | $92,522 |
| Loans and leases held for sale | $100,297 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $9,420 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $13,567 |
| Derivatives | $3,707 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $5,082 |
| Total interest expense | $963 |
| Net interest income | $4,119 |
| Provision for loan and lease losses | $118 |
| Total noninterest income | $905 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $85 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $820 |
| Total noninterest expense | $4,063 |
| Salaries and employee benefits | $2,155 |
| Premises and equipment expense | $565 |
| Additional noninterest expense | $1,343 |
| Pre-tax net operating income | $843 |
| Securities gains (losses) | $0 |
| Applicable income taxes | -$73 |
| Income before extraordinary items | $916 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $916 |
| Net charge-offs | $0 |
| Cash dividends | $916 |
| Sale, conversion, retirement of capital stock, net | -$1 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 5.59% |
| Cost of funding earning assets | 1.06% |
| Net interest margin | 4.53% |
| Noninterest income to earning assets | 1.00% |
| Noninterest expense to earning assets | 4.47% |
| Net operating income to assets | 0.92% |
| Return on assets (ROA) | 0.92% |
| Pretax return on assets | 0.85% |
| Return on equity (ROE) | 9.17% |
| Retained earnings to average equity (YTD only) | 9.17% |
| Net charge-offs to loans | -0.00% |
| Credit loss provision to net charge-offs | -11800.00% |
| Efficiency ratio | 0.00% |
| Assets per employee | $80,334 |
| Cash dividends to net income (YTD only) | 3.63% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 1.09% |
| Noncurrent assets plus other real estate owned to assets | 2670.27% |
| Noncurrent loans to loans | 0.18% |
| Net loans and leases to deposits | 0.04% |
| Net loans and leases to core deposits | 97.62% |
| Equity capital to assets | 103.22% |
| Core capital (leverage) ratio | 10.37% |
| Tier 1 risk-based capital ratio | 9.39% |
| Total risk-based capital ratio | 10.18% |
| Memoranda | |
| Average assets | $11 |
| Average earning assets | $99,105 |
| Average equity | $9,991 |
| Average loans | $90,840 |
| 3 Oklahoma Branches as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 11823 | The First State Bank | 3030 Nw Expressway Suite 1, Oklahoma City, OK 73112 | August 12, 1902 | Full Service Brick and Mortar |  |
| 1 | 470581 | South Douglas Boulevard Branch | 2600 South Douglas Boulevard, Midwest City, OK 73130 | December 17, 2007 | Full Service Brick and Mortar |  |
| 2 | 514311 | Nw Okc Branch | 3030 Nw Expressway, Suite 130, Oklahoma City, OK 73112 | September 23, 2010 | Full Service Brick and Mortar | |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.