The First State Bank of Lansing in Lansing, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 1996

  • The First State Bank of Lansing in Lansing, Kansas (KS)
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The First State Bank of Lansing - Overview

  • General
  • FDIC Certificate #: 19616
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens National Bank (#4678)
    Federal Reserve ID: 11752
    Date Established: August 01, 1966
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13415
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 01, 1966
    Last Structure Change Effective Date: January 02, 1996
    Last Structure Change Process Date: January 23, 1996
    Last Data Update: January 23, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 601 North Main Street, Lansing, KS 66043
    County: Leavenworth
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $15.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $15,560Cash and due from depository institutions
  • $1,327Interest-bearing balances
  • $0Securities
  • $2,028Federal funds sold & reverse repurchase agreements
  • $1,300Net loans & leases
  • $9,871Loan loss allowance
  • $180Trading account assets
  • $0Bank premises and fixed assets
  • $668Other real estate owned
  • $131Goodwill and other intangibles
  • $235Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $15,560Total liabilities
  • $14,029Total deposits
  • $13,943Interest-bearing deposits
  • $11,441Deposits held in domestic offices
  • 13943.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $86Total equity capital
  • $86Total bank equity capital
  • $1,531Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,105Undivided profits
  • Memoranda
  • $326Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $172Income earned, not collected on loans
  • $98Earning assets
  • $13,199Long-term assets (5+ years)
  • $524Average Assets, year-to-date
  • $15,991Average Assets, quarterly
  • $15,327Volatile liabilities
  • $2,265Insider loans
  • $542FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $994Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,531Total risk weighted assets
  • $10,625Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,278Total interest expense
  • $535Net interest income
  • $743Provision for loan and lease losses
  • -$8Total noninterest income
  • $188Fiduciary activities
  • $0Service charges on deposit accounts
  • $71Trading account gains & fees
  • $0Additional noninterest income
  • $117Total noninterest expense
  • $706Salaries and employee benefits
  • $359Premises and equipment expense
  • $106Additional noninterest expense
  • $241Pre-tax net operating income
  • $233Securities gains (losses)
  • $0Applicable income taxes
  • $82Income before extraordinary items
  • $151Extraordinary gains - net
  • $0Net income attributable to bank
  • $151Net charge-offs
  • $73Cash dividends
  • $11Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.21%Cost of funding earning assets
  • 3.86%Net interest margin
  • 5.35%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 5.09%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 1.46%Return on equity (ROE)
  • 10.33%Retained earnings to average equity (YTD only)
  • 9.58%Net charge-offs to loans
  • 0.68%Credit loss provision to net charge-offs
  • -10.96%Efficiency ratio
  • 75,832Assets per employee
  • 1.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 7.28%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 104.65%Noncurrent assets plus other real estate owned to assets
  • 1.95%Noncurrent loans to loans
  • 1.71%Net loans and leases to deposits
  • 70.80%Net loans and leases to core deposits
  • 84.53%Equity capital to assets
  • 9.84%Core capital (leverage) ratio
  • 9.67%Tier 1 risk-based capital ratio
  • 14.41%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $15,991Average earning assets
  • $1,462Average equity
  • $13,878Average loans

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