The Fullerton National Bank in Fullerton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Fullerton National Bank in Fullerton, Nebraska (NE)
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The Fullerton National Bank - Overview

  • General
  • FDIC Certificate #: 5406
    Status: Active
    Federal Reserve ID: 150352
    Bank Holding Company (Regulatory Top Holder): Woodstock Land And Cattle Company (RSSDID: 1052314, Location: Fullerton, NE)
    Date Established: January 01, 1900
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3653
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 4th And Broadway, Fullerton, NE 68638
    County: Nance
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.5 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $25.0 mil
    Return on assets (ROA): 1.48% ($0.5 mil)
    Quarterly return on assets: 1.53% ($0.6 mil)
    Return on Equity (ROE): 15.03% ($0.5 mil)
    Quarterly return on equity: 16.15% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.52% ($555.3 mil)
    Quarterly Pretax return on assets: 1.58% ($577.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $36,535Total assets
  • $5,857Cash and due from depository institutions
  • $5,723Interest-bearing balances
  • $3,517Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $25,836Net loans & leases
  • $448Loan loss allowance
  • $0Trading account assets
  • $163Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $36,535Life insurance assets
  • $1,162All other assets
  • $33,043Total liabilities and capital
  • $24,997Total liabilities
  • $21,567Total deposits
  • $24,997Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $7,976Trading liabilities
  • $0Other borrowed funds
  • $70Subordinated debt
  • $3,492All other liabilities
  • $3,492Total equity capital
  • $3,492Total bank equity capital
  • $0Perpetual preferred stock
  • $140Common stock
  • $254Surplus
  • $3,098Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $462Income earned, not collected on loans
  • $0Earning assets
  • $624Long-term assets (5+ years)
  • $35,076Average Assets, year-to-date
  • $2,510Average Assets, quarterly
  • $33,786Volatile liabilities
  • $36,535Insider loans
  • $29,553FHLB advances
  • $36,157Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,393Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,423Restructured Loans and leases
  • $38Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,670Total interest income
  • $412Total interest expense
  • $1,258Net interest income
  • $24Provision for loan and lease losses
  • $126Total noninterest income
  • $0Fiduciary activities
  • $105Service charges on deposit accounts
  • $0Trading account gains & fees
  • $21Additional noninterest income
  • $848Total noninterest expense
  • $533Salaries and employee benefits
  • $54Premises and equipment expense
  • $261Additional noninterest expense
  • $512Pre-tax net operating income
  • $0Securities gains (losses)
  • $12Applicable income taxes
  • $500Income before extraordinary items
  • $0Extraordinary gains - net
  • $500Net income attributable to bank
  • $0Net charge-offs
  • $500Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.15%Yield on earning assets
  • 1.27%Cost of funding earning assets
  • 3.88%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 1.48%Net operating income to assets
  • 1.48%Return on assets (ROA)
  • 1.52%Pretax return on assets
  • 15.03%Return on equity (ROE)
  • 9.02%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 42,413Assets per employee
  • 4.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.00%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 96.97%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 1.76%Net loans and leases to deposits
  • 103.36%Net loans and leases to core deposits
  • 105.47%Equity capital to assets
  • 9.56%Core capital (leverage) ratio
  • 9.38%Tier 1 risk-based capital ratio
  • 11.48%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $33,786Average earning assets
  • $3,328Average equity
  • $32,431Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03653The Fullerton National Bank4th And Broadway, Fullerton, NE 68638January 01, 1900Full Service Brick and Mortar

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