The Fullerton National Bank in Fullerton, Nebraska (NE)



Show street view No street view available for this location

The Fullerton National Bank routing number info

Table of contents:
The Fullerton National Bank
GeneralFDIC Certificate #: 5406
Status: Active
Federal Reserve ID: 150352
Bank Holding Company (Regulatory Top Holder): Woodstock Land And Cattle Company (RSSDID: 1052314, Location: Fullerton, NE)
Date Established: January 01, 1900
WWW: http://www.fullertonnational.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3653
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 4th And Broadway, Fullerton, NE 68638
County: Nance
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $36.5 mil
Equity capital: $3.5 mil
Deposits held in domestic offices: $25.0 mil
Return on assets (ROA): 1.48% ($0.5 mil)
Quarterly return on assets: 1.53% ($0.6 mil)
Return on Equity (ROE): 15.03% ($0.5 mil)
Quarterly return on equity: 16.15% ($0.5 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.52% ($555.3 mil)
Quarterly Pretax return on assets: 1.58% ($577.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)9
Total assets$36,535
Cash and due from depository institutions$5,857
Interest-bearing balances$5,723
Securities$3,517
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$25,836
Loan loss allowance $448
Trading account assets$0
Bank premises and fixed assets$163
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$1,162
Life insurance assets$36,535
Total liabilities and capital$33,043
Total liabilities$24,997
Total deposits$21,567
Interest-bearing deposits$24,997
Deposits held in domestic offices$100
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$7,976
Other borrowed funds $0
Subordinated debt $70
All other liabilities $3,492
Total equity capital$3,492
Total bank equity capital$3,492
Perpetual preferred stock$0
Common stock$140
Surplus$254
Undivided profits $3,098
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $462
Earning assets $0
Long-term assets (5+ years) $624
Average Assets, year-to-date $35,076
Average Assets, quarterly $2,510
Volatile liabilities $33,786
Insider loans $36,535
FHLB advances $29,553
Loans and leases held for sale $36,157
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,393
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $6,423
Derivatives$38
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,670
Total interest expense $412
Net interest income $1,258
Provision for loan and lease losses $24
Total noninterest income $126
Fiduciary activities $0
Service charges on deposit accounts $105
Trading account gains & fees $0
Additional noninterest income $21
Total noninterest expense $848
Salaries and employee benefits $533
Premises and equipment expense $54
Additional noninterest expense $261
Pre-tax net operating income $512
Securities gains (losses) $0
Applicable income taxes $12
Income before extraordinary items $500
Extraordinary gains - net $0
Net income attributable to bank $500
Net charge-offs $0
Cash dividends $500
Sale, conversion, retirement of capital stock, net $0
Net operating income $200
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.15%
Cost of funding earning assets 1.27%
Net interest margin 3.88%
Noninterest income to earning assets 0.39%
Noninterest expense to earning assets 2.61%
Net operating income to assets 1.48%
Return on assets (ROA) 1.48%
Pretax return on assets 1.52%
Return on equity (ROE) 15.03%
Retained earnings to average equity (YTD only) 9.02%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$42,413
Cash dividends to net income (YTD only)4.06%
Condition Ratios (%)
Loss allowance to loans 40.00%
Loss allowance to noncurrent loans 1.70%
Noncurrent assets plus other real estate owned to assets 96.97%
Noncurrent loans to loans 1.26%
Net loans and leases to deposits1.76%
Net loans and leases to core deposits 103.36%
Equity capital to assets 105.47%
Core capital (leverage) ratio 9.56%
Tier 1 risk-based capital ratio 9.38%
Total risk-based capital ratio 11.48%
Memoranda
Average assets$13
Average earning assets$33,786
Average equity $3,328
Average loans $32,431
Back to page top, Back to table top

1 Nebraska Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03653The Fullerton National Bank4th And Broadway, Fullerton, NE 68638January 01, 1900Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Fullerton National Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.