The Granville National Bank in Granville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Granville National Bank in Granville, Illinois (IL)
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The Granville National Bank - Overview

  • General
  • FDIC Certificate #: 13983
    Status: Active
    Federal Reserve ID: 560830
    Bank Holding Company (Regulatory Top Holder): Granville Bancshares, Inc. (RSSDID: 1206171, Location: Granville, IL)
    Date Established: Febuary 27, 1934
    WWW: http://www.gnbonline.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8745
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: Febuary 27, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 328 South Mccoy Street, Granville, IL 61326
    County: Putnam
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Ottawa-Streator, IL (#36860)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.5 mil
    Equity capital: $4.6 mil
    Deposits held in domestic offices: $44.7 mil
    Return on assets (ROA): 0.48% ($0.2 mil)
    Quarterly return on assets: 0.47% ($0.2 mil)
    Return on Equity (ROE): 5.14% ($0.3 mil)
    Quarterly return on equity: 5.06% ($0.3 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.61% ($302.1 mil)
    Quarterly Pretax return on assets: 0.62% ($307.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $49,527Total assets
  • $10,935Cash and due from depository institutions
  • $5,751Interest-bearing balances
  • $15,913Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $21,640Net loans & leases
  • $339Loan loss allowance
  • $0Trading account assets
  • $303Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $49,527Life insurance assets
  • $736All other assets
  • $44,941Total liabilities and capital
  • $44,726Total liabilities
  • $37,791Total deposits
  • $44,726Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $215Subordinated debt
  • $4,586All other liabilities
  • $4,586Total equity capital
  • $4,586Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $100Surplus
  • $4,436Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $622Income earned, not collected on loans
  • $0Earning assets
  • $256Long-term assets (5+ years)
  • $43,304Average Assets, year-to-date
  • $11,557Average Assets, quarterly
  • $48,088Volatile liabilities
  • $49,698Insider loans
  • $22,523FHLB advances
  • $49,547Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,426Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $837Restructured Loans and leases
  • $1,108Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,566Total interest income
  • $296Total interest expense
  • $1,270Net interest income
  • $12Provision for loan and lease losses
  • $159Total noninterest income
  • $9Fiduciary activities
  • $65Service charges on deposit accounts
  • $0Trading account gains & fees
  • $85Additional noninterest income
  • $1,122Total noninterest expense
  • $575Salaries and employee benefits
  • $185Premises and equipment expense
  • $362Additional noninterest expense
  • $295Pre-tax net operating income
  • $0Securities gains (losses)
  • $64Applicable income taxes
  • $231Income before extraordinary items
  • $0Extraordinary gains - net
  • $231Net income attributable to bank
  • $0Net charge-offs
  • $231Cash dividends
  • -$21Sale, conversion, retirement of capital stock, net
  • $57Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.90%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.40%Noninterest income to earning assets
  • 2.80%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.48%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 5.14%Return on equity (ROE)
  • 3.87%Retained earnings to average equity (YTD only)
  • -0.10%Net charge-offs to loans
  • -57.14%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,516Assets per employee
  • 5.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.68%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 54.50%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 2.83%Net loans and leases to deposits
  • 48.38%Net loans and leases to core deposits
  • 48.38%Equity capital to assets
  • 9.26%Core capital (leverage) ratio
  • 8.93%Tier 1 risk-based capital ratio
  • 19.65%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $48,088Average earning assets
  • $4,497Average equity
  • $40,139Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,351Managed Assets
  • 1Number of Accounts
  • $1,307Personal trust and agency accounts
  • $1,307Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 25Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $44Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $5Fiduciary accounts held in foreign offices

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08745The Granville National Bank328 South Mccoy Street, Granville, IL 61326Febuary 27, 1934Full Service Brick and Mortar

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