The Hamilton Bank in Hamilton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Hamilton Bank in Hamilton, Missouri (MO)
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The Hamilton Bank - Overview

  • General
  • FDIC Certificate #: 15606
    Status: Active
    Federal Reserve ID: 723550
    Bank Holding Company (Regulatory Top Holder): Prism Group, Inc. (RSSDID: 1854303, Location: Hamilton, MO)
    Date Established: June 11, 1938
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11974
    FDIC's unique #: 9890
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 11, 1938
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 North Davis Street, Hamilton, MO 64644
    County: Caldwell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $53.6 mil
    Equity capital: $5.6 mil
    Deposits held in domestic offices: $46.8 mil
    Return on assets (ROA): 0.67% ($0.4 mil)
    Quarterly return on assets: 0.40% ($0.2 mil)
    Return on Equity (ROE): 6.18% ($0.4 mil)
    Quarterly return on equity: 3.74% ($0.2 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.69% ($369.6 mil)
    Quarterly Pretax return on assets: 0.34% ($182.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $53,568Total assets
  • $9,704Cash and due from depository institutions
  • $6,284Interest-bearing balances
  • $9,759Securities
  • $1,176Federal funds sold & reverse repurchase agreements
  • $31,353Net loans & leases
  • $229Loan loss allowance
  • $0Trading account assets
  • $800Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $53,568Life insurance assets
  • $776All other assets
  • $47,942Total liabilities and capital
  • $46,837Total liabilities
  • $40,447Total deposits
  • $46,837Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,000Trading liabilities
  • $0Other borrowed funds
  • $105Subordinated debt
  • $5,626All other liabilities
  • $5,626Total equity capital
  • $5,626Total bank equity capital
  • $0Perpetual preferred stock
  • $150Common stock
  • $200Surplus
  • $5,276Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $516Income earned, not collected on loans
  • $0Earning assets
  • $438Long-term assets (5+ years)
  • $48,572Average Assets, year-to-date
  • $12,551Average Assets, quarterly
  • $51,391Volatile liabilities
  • $52,472Insider loans
  • $35,704FHLB advances
  • $53,072Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,366Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,512Restructured Loans and leases
  • $166Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,287Total interest income
  • $487Total interest expense
  • $1,800Net interest income
  • $0Provision for loan and lease losses
  • $306Total noninterest income
  • $0Fiduciary activities
  • $252Service charges on deposit accounts
  • $0Trading account gains & fees
  • $54Additional noninterest income
  • $1,752Total noninterest expense
  • $1,072Salaries and employee benefits
  • $337Premises and equipment expense
  • $343Additional noninterest expense
  • $354Pre-tax net operating income
  • $0Securities gains (losses)
  • $9Applicable income taxes
  • $345Income before extraordinary items
  • $0Extraordinary gains - net
  • $345Net income attributable to bank
  • $0Net charge-offs
  • $345Cash dividends
  • $18Sale, conversion, retirement of capital stock, net
  • $330Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.86%Yield on earning assets
  • 1.04%Cost of funding earning assets
  • 3.83%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 3.72%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 6.18%Return on equity (ROE)
  • 0.27%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 19.67%Efficiency ratio
  • 83,191Assets per employee
  • 3.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.65%Loss allowance to loans
  • 0.73%Loss allowance to noncurrent loans
  • 44.38%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 1.63%Net loans and leases to deposits
  • 66.94%Net loans and leases to core deposits
  • 70.17%Equity capital to assets
  • 10.50%Core capital (leverage) ratio
  • 10.11%Tier 1 risk-based capital ratio
  • 15.03%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $51,391Average earning assets
  • $5,583Average equity
  • $47,050Average loans

List of branches

  • 3 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09890The Hamilton Bank111 North Davis Street, Hamilton, MO 64644June 11, 1938Full Service Brick and Mortar
    1234656Breckenridge Facility190 South 7th Street, Breckenridge, MO 64625May 19, 1975Full Service Brick and Mortar
    2511997Lathroup Facility Branch214 North Street, Lathrop, MO 64465August 30, 2010Full Service Brick and Mortar

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