The Helena National Bank in Helena, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1994

The Helena National Bank in Helena, Oklahoma (OK)
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The Helena National Bank - Overview

General
FDIC Certificate #: 4113
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Gold BANK (#413)
Federal Reserve ID: 7054
Date Established: January 01, 1901
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 2683
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 10, 1994
Last Structure Change Process Date: July 21, 1994
Last Data Update: July 21, 1994
Data Source Date: April 05, 2012
Location
Address: Main Street, Helena, OK 73741
County: Alfalfa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $18.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$8Total assets
$18,541Cash and due from depository institutions
$621Interest-bearing balances
$99Securities
$5,983Federal funds sold & reverse repurchase agreements
$1,340Net loans & leases
$10,169Loan loss allowance
$363Trading account assets
$0Bank premises and fixed assets
$89Other real estate owned
$0Goodwill and other intangibles
$339Life insurance assets
$0All other assets
$0Total liabilities and capital
$18,541Total liabilities
$17,018Total deposits
$16,453Interest-bearing deposits
$14,247Deposits held in domestic offices
16453.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$565Total equity capital
$565Total bank equity capital
$1,523Perpetual preferred stock
$0Common stock
$38Surplus
$1,144Undivided profits
Memoranda
$341Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$116Income earned, not collected on loans
$224Earning assets
$17,591Long-term assets (5+ years)
$290Average Assets, year-to-date
$17,337Average Assets, quarterly
$18,088Volatile liabilities
$1,750Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,375Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,523Total risk weighted assets
$11,194Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,131Total interest expense
$491Net interest income
$640Provision for loan and lease losses
$0Total noninterest income
$249Fiduciary activities
$0Service charges on deposit accounts
$105Trading account gains & fees
$0Additional noninterest income
$144Total noninterest expense
$525Salaries and employee benefits
$265Premises and equipment expense
$42Additional noninterest expense
$218Pre-tax net operating income
$364Securities gains (losses)
-$40Applicable income taxes
$154Income before extraordinary items
$170Extraordinary gains - net
$111Net income attributable to bank
$281Net charge-offs
-$26Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.86%Cost of funding earning assets
2.98%Net interest margin
3.88%Noninterest income to earning assets
1.51%Noninterest expense to earning assets
3.19%Net operating income to assets
1.13%Return on assets (ROA)
1.62%Pretax return on assets
2.51%Return on equity (ROE)
20.13%Retained earnings to average equity (YTD only)
20.13%Net charge-offs to loans
-0.31%Credit loss provision to net charge-offs
0.00%Efficiency ratio
59,055Assets per employee
2.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.45%Loss allowance to noncurrent loans
312.93%Noncurrent assets plus other real estate owned to assets
0.63%Noncurrent loans to loans
1.10%Net loans and leases to deposits
61.81%Net loans and leases to core deposits
69.16%Equity capital to assets
8.21%Core capital (leverage) ratio
8.56%Tier 1 risk-based capital ratio
13.61%Total risk-based capital ratio
Memoranda
$15Average assets
$17,337Average earning assets
$1,396Average equity
$16,482Average loans

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