The Helena National Bank in Helena, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 10, 1994

  • The Helena National Bank in Helena, Oklahoma (OK)
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The Helena National Bank - Overview

  • General
  • FDIC Certificate #: 4113
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Gold BANK (#413)
    Federal Reserve ID: 7054
    Date Established: January 01, 1901
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2683
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 10, 1994
    Last Structure Change Process Date: July 21, 1994
    Last Data Update: July 21, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Helena, OK 73741
    County: Alfalfa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $18.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $18,541Cash and due from depository institutions
  • $621Interest-bearing balances
  • $99Securities
  • $5,983Federal funds sold & reverse repurchase agreements
  • $1,340Net loans & leases
  • $10,169Loan loss allowance
  • $363Trading account assets
  • $0Bank premises and fixed assets
  • $89Other real estate owned
  • $0Goodwill and other intangibles
  • $339Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $18,541Total liabilities
  • $17,018Total deposits
  • $16,453Interest-bearing deposits
  • $14,247Deposits held in domestic offices
  • 16453.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $565Total equity capital
  • $565Total bank equity capital
  • $1,523Perpetual preferred stock
  • $0Common stock
  • $38Surplus
  • $1,144Undivided profits
  • Memoranda
  • $341Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $116Income earned, not collected on loans
  • $224Earning assets
  • $17,591Long-term assets (5+ years)
  • $290Average Assets, year-to-date
  • $17,337Average Assets, quarterly
  • $18,088Volatile liabilities
  • $1,750Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,375Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,523Total risk weighted assets
  • $11,194Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,131Total interest expense
  • $491Net interest income
  • $640Provision for loan and lease losses
  • $0Total noninterest income
  • $249Fiduciary activities
  • $0Service charges on deposit accounts
  • $105Trading account gains & fees
  • $0Additional noninterest income
  • $144Total noninterest expense
  • $525Salaries and employee benefits
  • $265Premises and equipment expense
  • $42Additional noninterest expense
  • $218Pre-tax net operating income
  • $364Securities gains (losses)
  • -$40Applicable income taxes
  • $154Income before extraordinary items
  • $170Extraordinary gains - net
  • $111Net income attributable to bank
  • $281Net charge-offs
  • -$26Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.86%Cost of funding earning assets
  • 2.98%Net interest margin
  • 3.88%Noninterest income to earning assets
  • 1.51%Noninterest expense to earning assets
  • 3.19%Net operating income to assets
  • 1.13%Return on assets (ROA)
  • 1.62%Pretax return on assets
  • 2.51%Return on equity (ROE)
  • 20.13%Retained earnings to average equity (YTD only)
  • 20.13%Net charge-offs to loans
  • -0.31%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,055Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.45%Loss allowance to noncurrent loans
  • 312.93%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 1.10%Net loans and leases to deposits
  • 61.81%Net loans and leases to core deposits
  • 69.16%Equity capital to assets
  • 8.21%Core capital (leverage) ratio
  • 8.56%Tier 1 risk-based capital ratio
  • 13.61%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $17,337Average earning assets
  • $1,396Average equity
  • $16,482Average loans

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