The Hight State Bank in Dalton City, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1998

  • The Hight State Bank in Dalton City, Illinois (IL)
  • Show street view No street view available for this location

The Hight State Bank - Overview

  • General
  • FDIC Certificate #: 10801
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Scott State Bank (#8491)
    Federal Reserve ID: 40332
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 6907
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1998
    Last Structure Change Process Date: October 29, 1998
    Last Data Update: October 29, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Dalton City, IL 61925
    County: Moultrie
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $12.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $12,419Total assets
  • $387Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,256Securities
  • $528Federal funds sold & reverse repurchase agreements
  • $8,029Net loans & leases
  • $131Loan loss allowance
  • $0Trading account assets
  • $44Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $175All other assets
  • $12,419Total liabilities and capital
  • $11,152Total liabilities
  • $11,070Total deposits
  • $10,094Interest-bearing deposits
  • $11,070Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $82All other liabilities
  • $1,267Total equity capital
  • $1,267Total bank equity capital
  • $1,267Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $525Undivided profits
  • Memoranda
  • $667Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $139Earning assets
  • $0Long-term assets (5+ years)
  • $93Average Assets, year-to-date
  • $11,813Average Assets, quarterly
  • $1,236Volatile liabilities
  • $12,548Insider loans
  • $12,876FHLB advances
  • $1,601Loans and leases held for sale
  • $1Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $302Total unused commitments
  • $0Restructured Loans and leases
  • $7,733Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $962Total interest income
  • $470Total interest expense
  • $492Net interest income
  • $135Provision for loan and lease losses
  • $79Total noninterest income
  • $0Fiduciary activities
  • $63Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16Additional noninterest income
  • $287Total noninterest expense
  • $168Salaries and employee benefits
  • $42Premises and equipment expense
  • $77Additional noninterest expense
  • $149Pre-tax net operating income
  • $0Securities gains (losses)
  • $45Applicable income taxes
  • $104Income before extraordinary items
  • $0Extraordinary gains - net
  • $104Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $89Sale, conversion, retirement of capital stock, net
  • $15Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.12%Yield on earning assets
  • 3.97%Cost of funding earning assets
  • 4.15%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 2.42%Noninterest expense to earning assets
  • 0.83%Net operating income to assets
  • 0.83%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 8.73%Return on equity (ROE)
  • 7.47%Retained earnings to average equity (YTD only)
  • 1.16%Net charge-offs to loans
  • 151.69%Credit loss provision to net charge-offs
  • 3.19%Efficiency ratio
  • 50,263Assets per employee
  • 2.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 14.42%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 94.24%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 72.53%Net loans and leases to core deposits
  • 84.79%Equity capital to assets
  • 10.20%Core capital (leverage) ratio
  • 10.34%Tier 1 risk-based capital ratio
  • 16.46%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $12,548Average earning assets
  • $1,192Average equity
  • $11,845Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Hight State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents