The Home State Bank of Kansas City, Kansas in Kansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 26, 1994

  • The Home State Bank of Kansas City, Kansas in Kansas City, Kansas (KS)
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The Home State Bank of Kansas City, Kansas - Overview

  • General
  • FDIC Certificate #: 1363
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#32964)
    Federal Reserve ID: 257354
    Date Established: January 01, 1902
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 889
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 26, 1994
    Last Structure Change Process Date: October 13, 1994
    Last Data Update: October 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Minnesota Avenue At Fifth Street, Kansas City, KS 66101
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $112.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $58Total assets
  • $120,339Cash and due from depository institutions
  • $5,598Interest-bearing balances
  • $99Securities
  • $18,808Federal funds sold & reverse repurchase agreements
  • $8,900Net loans & leases
  • $82,071Loan loss allowance
  • $884Trading account assets
  • $0Bank premises and fixed assets
  • $1,839Other real estate owned
  • $1,618Goodwill and other intangibles
  • $1,504Life insurance assets
  • $1All other assets
  • $0Total liabilities and capital
  • $120,339Total liabilities
  • $108,063Total deposits
  • $99,891Interest-bearing deposits
  • $79,164Deposits held in domestic offices
  • 99891.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $6,059Trading liabilities
  • $0Other borrowed funds
  • $1,460Subordinated debt
  • $0All other liabilities
  • $653Total equity capital
  • $653Total bank equity capital
  • $12,276Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $2,300Undivided profits
  • Memoranda
  • $8,976Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $930Income earned, not collected on loans
  • $804Earning assets
  • $109,878Long-term assets (5+ years)
  • $6,080Average Assets, year-to-date
  • $116,204Average Assets, quarterly
  • $118,531Volatile liabilities
  • $22,291Insider loans
  • $10,188FHLB advances
  • $0Loans and leases held for sale
  • $8,686Unused loan commitments
  • $16,220Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,203Total risk weighted assets
  • $91,567Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,787Total interest expense
  • $3,229Net interest income
  • $4,558Provision for loan and lease losses
  • $489Total noninterest income
  • $1,208Fiduciary activities
  • $211Service charges on deposit accounts
  • $350Trading account gains & fees
  • $0Additional noninterest income
  • $647Total noninterest expense
  • $3,945Salaries and employee benefits
  • $1,783Premises and equipment expense
  • $377Additional noninterest expense
  • $1,785Pre-tax net operating income
  • $1,332Securities gains (losses)
  • $36Applicable income taxes
  • $436Income before extraordinary items
  • $932Extraordinary gains - net
  • $10Net income attributable to bank
  • $942Net charge-offs
  • $583Cash dividends
  • $460Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.41%Cost of funding earning assets
  • 3.07%Net interest margin
  • 4.34%Noninterest income to earning assets
  • 1.15%Noninterest expense to earning assets
  • 3.75%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.81%Pretax return on assets
  • 1.19%Return on equity (ROE)
  • 7.86%Retained earnings to average equity (YTD only)
  • 4.02%Net charge-offs to loans
  • 0.73%Credit loss provision to net charge-offs
  • 83.88%Efficiency ratio
  • 68,418Assets per employee
  • 2.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 48.83%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 95.05%Noncurrent assets plus other real estate owned to assets
  • 2.12%Noncurrent loans to loans
  • 1.12%Net loans and leases to deposits
  • 82.16%Net loans and leases to core deposits
  • 96.60%Equity capital to assets
  • 10.20%Core capital (leverage) ratio
  • 10.04%Tier 1 risk-based capital ratio
  • 13.33%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $116,204Average earning assets
  • $11,978Average equity
  • $105,111Average loans

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