The Jacksboro National Bank in Jacksboro, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Jacksboro National Bank in Jacksboro, Texas (TX)
  • Show street view No street view available for this location
The Jacksboro National Bank routing number info

The Jacksboro National Bank - Overview

  • General
  • FDIC Certificate #: 3275
    Status: Active
    Federal Reserve ID: 924058
    Bank Holding Company (Regulatory Top Holder): Jacksboro National Bancshares, Inc. (RSSDID: 1104503, Location: Jacksboro, TX)
    Date Established: January 01, 1905
    WWW: http://www.mybanktexas.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 10209
    FDIC's unique #: 2116
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 17, 2009
    Last Structure Change Process Date: July 12, 2010
    Last Data Update: July 12, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 910 N Main Street, Jacksboro, TX 76458
    County: Jack
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $186.0 mil
    Equity capital: $21.2 mil
    Deposits held in domestic offices: $162.5 mil
    Return on assets (ROA): 1.42% ($2.6 mil)
    Quarterly return on assets: 1.83% ($3.4 mil)
    Return on Equity (ROE): 13.47% ($2.8 mil)
    Quarterly return on equity: 16.31% ($3.4 mil)
    Net income: $2.6 mil
    Quarterly Net income: $0.8 mil
    Pretax return on assets: 1.42% ($2,640.9 mil)
    Quarterly Pretax return on assets: 1.83% ($3,403.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $185,980Total assets
  • $3,541Cash and due from depository institutions
  • $1,839Interest-bearing balances
  • $87,648Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $85,889Net loans & leases
  • $1,497Loan loss allowance
  • $0Trading account assets
  • $5,374Bank premises and fixed assets
  • $583Other real estate owned
  • $321Goodwill and other intangibles
  • $185,980Life insurance assets
  • $2,624All other assets
  • $164,747Total liabilities and capital
  • $162,535Total liabilities
  • $124,289Total deposits
  • $162,535Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,100Trading liabilities
  • $0Other borrowed funds
  • $112Subordinated debt
  • $21,233All other liabilities
  • $21,233Total equity capital
  • $21,233Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $800Surplus
  • $20,133Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $116Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $413Income earned, not collected on loans
  • $0Earning assets
  • $1,387Long-term assets (5+ years)
  • $175,376Average Assets, year-to-date
  • $79,407Average Assets, quarterly
  • $179,921Volatile liabilities
  • $183,887Insider loans
  • $98,176FHLB advances
  • $183,936Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $17,315Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,134Restructured Loans and leases
  • $1,275Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,374Total interest income
  • $1,284Total interest expense
  • $7,090Net interest income
  • $135Provision for loan and lease losses
  • $1,165Total noninterest income
  • $0Fiduciary activities
  • $655Service charges on deposit accounts
  • $0Trading account gains & fees
  • $510Additional noninterest income
  • $5,668Total noninterest expense
  • $3,170Salaries and employee benefits
  • $852Premises and equipment expense
  • $1,646Additional noninterest expense
  • $2,452Pre-tax net operating income
  • $102Securities gains (losses)
  • $0Applicable income taxes
  • $2,554Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,554Net income attributable to bank
  • $0Net charge-offs
  • $2,554Cash dividends
  • $23Sale, conversion, retirement of capital stock, net
  • $895Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.93%Yield on earning assets
  • 0.76%Cost of funding earning assets
  • 4.18%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.34%Noninterest expense to earning assets
  • 1.36%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 13.47%Return on equity (ROE)
  • 8.75%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 586.96%Credit loss provision to net charge-offs
  • 112.48%Efficiency ratio
  • 68,661Assets per employee
  • 4.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.04%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 362.47%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.47%Net loans and leases to deposits
  • 52.84%Net loans and leases to core deposits
  • 54.26%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 17.64%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $179,921Average earning assets
  • $18,964Average equity
  • $169,721Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    02116The Jacksboro National Bank910 N Main Street, Jacksboro, TX 76458January 01, 1905Full Service Brick and Mortar
    1260394Bowie Branch200 West Walnut Street, Bowie, TX 76230Febuary 27, 1998Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Jacksboro National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents