The Jacksboro National Bank in Jacksboro, Texas (TX)



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The Jacksboro National Bank routing number info

Table of contents:
The Jacksboro National Bank
GeneralFDIC Certificate #: 3275
Status: Active
Federal Reserve ID: 924058
Bank Holding Company (Regulatory Top Holder): Jacksboro National Bancshares, Inc. (RSSDID: 1104503, Location: Jacksboro, TX)
Date Established: January 01, 1905
WWW: http://www.mybanktexas.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 10209
FDIC's unique #: 2116
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 17, 2009
Last Structure Change Process Date: July 12, 2010
Last Data Update: July 12, 2010
Data Source Date: April 05, 2012
LocationAddress: 910 N Main Street, Jacksboro, TX 76458
County: Jack
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of ChangesChange in Location
Financial SummaryTotal assets: $186.0 mil
Equity capital: $21.2 mil
Deposits held in domestic offices: $162.5 mil
Return on assets (ROA): 1.42% ($2.6 mil)
Quarterly return on assets: 1.83% ($3.4 mil)
Return on Equity (ROE): 13.47% ($2.8 mil)
Quarterly return on equity: 16.31% ($3.4 mil)
Net income: $2.6 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.42% ($2,640.9 mil)
Quarterly Pretax return on assets: 1.83% ($3,403.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)45
Total assets$185,980
Cash and due from depository institutions$3,541
Interest-bearing balances$1,839
Securities$87,648
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$85,889
Loan loss allowance $1,497
Trading account assets$0
Bank premises and fixed assets$5,374
Other real estate owned$583
Goodwill and other intangibles$321
All other assets$2,624
Life insurance assets$185,980
Total liabilities and capital$164,747
Total liabilities$162,535
Total deposits$124,289
Interest-bearing deposits$162,535
Deposits held in domestic offices$89
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,100
Other borrowed funds $0
Subordinated debt $112
All other liabilities $21,233
Total equity capital$21,233
Total bank equity capital$21,233
Perpetual preferred stock$0
Common stock$300
Surplus$800
Undivided profits $20,133
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $116
Income earned, not collected on loans $413
Earning assets $0
Long-term assets (5+ years) $1,387
Average Assets, year-to-date $175,376
Average Assets, quarterly $79,407
Volatile liabilities $179,921
Insider loans $183,887
FHLB advances $98,176
Loans and leases held for sale $183,936
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $17,315
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $10,134
Derivatives$1,275
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $8,374
Total interest expense $1,284
Net interest income $7,090
Provision for loan and lease losses $135
Total noninterest income $1,165
Fiduciary activities $0
Service charges on deposit accounts $655
Trading account gains & fees $0
Additional noninterest income $510
Total noninterest expense $5,668
Salaries and employee benefits $3,170
Premises and equipment expense $852
Additional noninterest expense $1,646
Pre-tax net operating income $2,452
Securities gains (losses) $102
Applicable income taxes $0
Income before extraordinary items $2,554
Extraordinary gains - net $0
Net income attributable to bank $2,554
Net charge-offs $0
Cash dividends $2,554
Sale, conversion, retirement of capital stock, net $23
Net operating income $895
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.93%
Cost of funding earning assets 0.76%
Net interest margin 4.18%
Noninterest income to earning assets 0.69%
Noninterest expense to earning assets 3.34%
Net operating income to assets 1.36%
Return on assets (ROA) 1.42%
Pretax return on assets 1.42%
Return on equity (ROE) 13.47%
Retained earnings to average equity (YTD only) 8.75%
Net charge-offs to loans 0.03%
Credit loss provision to net charge-offs 586.96%
Efficiency ratio112.48%
Assets per employee$68,661
Cash dividends to net income (YTD only)4.13%
Condition Ratios (%)
Loss allowance to loans 35.04%
Loss allowance to noncurrent loans 1.71%
Noncurrent assets plus other real estate owned to assets 362.47%
Noncurrent loans to loans 0.54%
Net loans and leases to deposits0.47%
Net loans and leases to core deposits 52.84%
Equity capital to assets 54.26%
Core capital (leverage) ratio 11.42%
Tier 1 risk-based capital ratio 9.41%
Total risk-based capital ratio 17.64%
Memoranda
Average assets$19
Average earning assets$179,921
Average equity $18,964
Average loans $169,721
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2 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
02116The Jacksboro National Bank910 N Main Street, Jacksboro, TX 76458January 01, 1905Full Service Brick and Mortar
1260394Bowie Branch200 West Walnut Street, Bowie, TX 76230Febuary 27, 1998Full Service Brick and Mortar
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