The Jones National Bank and Trust Company of Seward in Seward, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Jones National Bank and Trust Company of Seward - Overview

  • General
  • FDIC Certificate #: 5473
    Status: Active
    Federal Reserve ID: 469559
    Bank Holding Company (Regulatory Top Holder): Jones National Corporation (RSSDID: 1061156, Location: Seward, NE)
    Date Established: October 01, 1883
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11830
    FDIC's unique #: 3707
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 203 South 6th, Seward, NE 68434
    County: Seward
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
    CBSA Metro Statistical Area: Lincoln, NE (#30700)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $215.5 mil
    Equity capital: $20.8 mil
    Deposits held in domestic offices: $175.5 mil
    Return on assets (ROA): 1.07% ($2.3 mil)
    Quarterly return on assets: 1.33% ($2.9 mil)
    Return on Equity (ROE): 11.49% ($2.4 mil)
    Quarterly return on equity: 13.85% ($2.9 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 1.11% ($2,391.8 mil)
    Quarterly Pretax return on assets: 1.39% ($2,995.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 53Total employees (full-time equivalent)
  • $215,474Total assets
  • $4,094Cash and due from depository institutions
  • $21Interest-bearing balances
  • $68,882Securities
  • $360Federal funds sold & reverse repurchase agreements
  • $135,714Net loans & leases
  • $1,845Loan loss allowance
  • $0Trading account assets
  • $2,657Bank premises and fixed assets
  • $88Other real estate owned
  • $0Goodwill and other intangibles
  • $215,474Life insurance assets
  • $3,679All other assets
  • $194,719Total liabilities and capital
  • $175,528Total liabilities
  • $146,264Total deposits
  • $175,528Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 13271.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,288Trading liabilities
  • $0Other borrowed funds
  • $632Subordinated debt
  • $20,755All other liabilities
  • $20,755Total equity capital
  • $20,755Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,500Surplus
  • $19,155Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $310Income earned, not collected on loans
  • $0Earning assets
  • $1,980Long-term assets (5+ years)
  • $204,977Average Assets, year-to-date
  • $20,188Average Assets, quarterly
  • $216,335Volatile liabilities
  • $214,835Insider loans
  • $157,745FHLB advances
  • $215,996Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,674Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $26,157Restructured Loans and leases
  • $282Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,193Total interest income
  • $1,713Total interest expense
  • $7,480Net interest income
  • $540Provision for loan and lease losses
  • $985Total noninterest income
  • $159Fiduciary activities
  • $564Service charges on deposit accounts
  • $0Trading account gains & fees
  • $262Additional noninterest income
  • $5,544Total noninterest expense
  • $3,654Salaries and employee benefits
  • $505Premises and equipment expense
  • $1,385Additional noninterest expense
  • $2,381Pre-tax net operating income
  • $24Securities gains (losses)
  • $83Applicable income taxes
  • $2,322Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,322Net income attributable to bank
  • $0Net charge-offs
  • $2,322Cash dividends
  • $357Sale, conversion, retirement of capital stock, net
  • $1,600Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.48%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 2.70%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 11.49%Return on equity (ROE)
  • 3.57%Retained earnings to average equity (YTD only)
  • 0.28%Net charge-offs to loans
  • 151.26%Credit loss provision to net charge-offs
  • 8.18%Efficiency ratio
  • 65,493Assets per employee
  • 4.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.91%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 595.16%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.23%Net loans and leases to deposits
  • 77.32%Net loans and leases to core deposits
  • 82.94%Equity capital to assets
  • 9.63%Core capital (leverage) ratio
  • 9.11%Tier 1 risk-based capital ratio
  • 12.47%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $216,335Average earning assets
  • $20,206Average equity
  • $205,124Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $98,996Managed Assets
  • 1Number of Accounts
  • $41,435Personal trust and agency accounts
  • $40,440Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $665Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $330Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 290Number of Accounts
  • $0Personal trust and agency accounts
  • $283Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $57,561Other retirement accounts
  • $33,200Corporate trust and agency accounts
  • $2,034Other fiduciary accounts
  • $22,004Fiduciary accounts held in foreign offices

List of branches

  • 3 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03707The Jones National Bank And Trust Co203 South 6th, Seward, NE 68434October 01, 1883Full Service Brick and Mortar
    143796341 N 6th Street Branch341 North 6th Street, Seward, NE 68434January 01, 1894Full Service Brick and Mortar
    2425137Milford Branch807 Fifth Street, Milford, NE 68405January 12, 2004Full Service Brick and Mortar

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