The Klein National Bank of Madison in Madison, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 02, 2005

  • The Klein National Bank of Madison in Madison, Minnesota (MN)
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The Klein National Bank of Madison - Overview

  • General
  • FDIC Certificate #: 5189
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: KleinBank (#1414)
    Federal Reserve ID: 62651
    Date Established: July 03, 1931
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 15332
    FDIC's unique #: 3479
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 02, 2005
    Last Structure Change Process Date: April 27, 2005
    Last Data Update: April 27, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 220 6th Avenue, Madison, MN 56256
    County: Lac Qui Parle
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Fargo
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $52.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $56,254Total assets
  • $3,449Cash and due from depository institutions
  • $14Interest-bearing balances
  • $18,054Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $32,407Net loans & leases
  • $501Loan loss allowance
  • $0Trading account assets
  • $339Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,005All other assets
  • $56,254Total liabilities and capital
  • $49,353Total liabilities
  • $45,324Total deposits
  • $40,365Interest-bearing deposits
  • $45,324Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,079Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,318Other borrowed funds
  • $0Subordinated debt
  • $632All other liabilities
  • $6,901Total equity capital
  • $6,901Total bank equity capital
  • $6,901Perpetual preferred stock
  • $0Common stock
  • $119Surplus
  • $575Undivided profits
  • Memoranda
  • $6,207Noncurrent loans and leases
  • $5,725Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $813Earning assets
  • $0Long-term assets (5+ years)
  • $725Average Assets, year-to-date
  • $50,475Average Assets, quarterly
  • $10,088Volatile liabilities
  • $54,987Insider loans
  • $54,500FHLB advances
  • $8,983Loans and leases held for sale
  • $1,415Unused loan commitments
  • $1,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,725Total unused commitments
  • $19Restructured Loans and leases
  • $501Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $2,710Total interest income
  • $675Total interest expense
  • $2,035Net interest income
  • -$15Provision for loan and lease losses
  • $666Total noninterest income
  • $0Fiduciary activities
  • $169Service charges on deposit accounts
  • $0Trading account gains & fees
  • $497Additional noninterest income
  • $1,931Total noninterest expense
  • $1,053Salaries and employee benefits
  • $108Premises and equipment expense
  • $770Additional noninterest expense
  • $785Pre-tax net operating income
  • $5Securities gains (losses)
  • $25Applicable income taxes
  • $765Income before extraordinary items
  • $0Extraordinary gains - net
  • $765Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $158Sale, conversion, retirement of capital stock, net
  • $832Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.30%Yield on earning assets
  • 1.32%Cost of funding earning assets
  • 3.98%Net interest margin
  • 1.30%Noninterest income to earning assets
  • 3.78%Noninterest expense to earning assets
  • 1.38%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 10.64%Return on equity (ROE)
  • -0.93%Retained earnings to average equity (YTD only)
  • 0.49%Net charge-offs to loans
  • -9.49%Credit loss provision to net charge-offs
  • 4.87%Efficiency ratio
  • 71,492Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 108.76%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 61.62%Noncurrent assets plus other real estate owned to assets
  • 1.45%Noncurrent loans to loans
  • 2.47%Net loans and leases to deposits
  • 71.50%Net loans and leases to core deposits
  • 83.66%Equity capital to assets
  • 12.27%Core capital (leverage) ratio
  • 13.02%Tier 1 risk-based capital ratio
  • 16.58%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $54,987Average earning assets
  • $7,191Average equity
  • $51,133Average loans

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