The La Coste National Bank in La Coste, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 19, 2010

  • The La Coste National Bank in La Coste, Texas (TX)
  • Show street view No street view available for this location

The La Coste National Bank - Overview

  • General
  • FDIC Certificate #: 3287
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Community National Bank (#23431)
    Federal Reserve ID: 749550
    Date Established: May 07, 1912
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2126
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 19, 2010
    Last Structure Change Process Date: Febuary 22, 2010
    Last Data Update: Febuary 22, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 15996 S Front St, La Coste, TX 78039
    County: Medina
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $53.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $53,936Total assets
  • $2,032Cash and due from depository institutions
  • $0Interest-bearing balances
  • $23,791Securities
  • $4,000Federal funds sold & reverse repurchase agreements
  • $22,549Net loans & leases
  • $190Loan loss allowance
  • $0Trading account assets
  • $791Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $773All other assets
  • $53,936Total liabilities and capital
  • $49,707Total liabilities
  • $49,275Total deposits
  • $42,096Interest-bearing deposits
  • $49,275Deposits held in domestic offices
  • 97.87%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $432All other liabilities
  • $4,229Total equity capital
  • $4,229Total bank equity capital
  • $4,229Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $500Undivided profits
  • Memoranda
  • $3,329Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $68Earning assets
  • $0Long-term assets (5+ years)
  • $406Average Assets, year-to-date
  • $50,340Average Assets, quarterly
  • $27,827Volatile liabilities
  • $46,411Insider loans
  • $53,224FHLB advances
  • $21,716Loans and leases held for sale
  • $741Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $22Restructured Loans and leases
  • $190Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $2,310Total interest income
  • $1,069Total interest expense
  • $1,241Net interest income
  • $48Provision for loan and lease losses
  • $253Total noninterest income
  • $0Fiduciary activities
  • $230Service charges on deposit accounts
  • $0Trading account gains & fees
  • $23Additional noninterest income
  • $1,214Total noninterest expense
  • $516Salaries and employee benefits
  • $147Premises and equipment expense
  • $551Additional noninterest expense
  • $232Pre-tax net operating income
  • $21Securities gains (losses)
  • $44Applicable income taxes
  • $209Income before extraordinary items
  • $0Extraordinary gains - net
  • $209Net income attributable to bank
  • $0Net charge-offs
  • $209Cash dividends
  • $30Sale, conversion, retirement of capital stock, net
  • $160Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.45%Yield on earning assets
  • 2.52%Cost of funding earning assets
  • 2.93%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.87%Noninterest expense to earning assets
  • 0.41%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.55%Pretax return on assets
  • 4.94%Return on equity (ROE)
  • 1.16%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 160.00%Credit loss provision to net charge-offs
  • 9.33%Efficiency ratio
  • 81,258Assets per employee
  • 5.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.56%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 279.41%Noncurrent assets plus other real estate owned to assets
  • 0.13%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 45.76%Net loans and leases to core deposits
  • 81.82%Equity capital to assets
  • 7.84%Core capital (leverage) ratio
  • 7.77%Tier 1 risk-based capital ratio
  • 19.89%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $46,411Average earning assets
  • $4,232Average equity
  • $42,349Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The La Coste National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents