The Lincoln National Bank of Hodgenville in Hodgenville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Lincoln National Bank of Hodgenville - Overview

  • General
  • FDIC Certificate #: 2750
    Status: Active
    Federal Reserve ID: 553944
    Bank Holding Company (Regulatory Top Holder): First Cecilian Bancorp, Inc. (RSSDID: 1928633, Location: Cecilia, KY)
    Date Established: July 20, 1930
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 1788
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 23, 2009
    Last Structure Change Process Date: March 23, 2009
    Last Data Update: March 23, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Hodgenville, KY 42748
    County: Larue
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Elizabethtown, KY (#21060)
    CBSA Metro Statistical Area: Elizabethtown, KY (#21060)
  • Financial Summary
  • Total assets: $155.4 mil
    Equity capital: $27.4 mil
    Deposits held in domestic offices: $114.5 mil
    Return on assets (ROA): 1.07% ($1.7 mil)
    Quarterly return on assets: 1.15% ($1.8 mil)
    Return on Equity (ROE): 6.08% ($1.6 mil)
    Quarterly return on equity: 6.46% ($1.7 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.48% ($2,299.7 mil)
    Quarterly Pretax return on assets: 1.62% ($2,517.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 54Total employees (full-time equivalent)
  • $155,384Total assets
  • $8,253Cash and due from depository institutions
  • $4,339Interest-bearing balances
  • $19,146Securities
  • $10,763Federal funds sold & reverse repurchase agreements
  • $112,590Net loans & leases
  • $1,352Loan loss allowance
  • $0Trading account assets
  • $1,709Bank premises and fixed assets
  • $465Other real estate owned
  • $0Goodwill and other intangibles
  • $155,383Life insurance assets
  • $2,458All other assets
  • $128,011Total liabilities and capital
  • $114,541Total liabilities
  • $100,858Total deposits
  • $114,541Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,645Trading liabilities
  • $0Other borrowed funds
  • $825Subordinated debt
  • $27,372All other liabilities
  • $27,372Total equity capital
  • $27,372Total bank equity capital
  • $0Perpetual preferred stock
  • $495Common stock
  • $670Surplus
  • $26,207Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $452Income earned, not collected on loans
  • $0Earning assets
  • $982Long-term assets (5+ years)
  • $146,838Average Assets, year-to-date
  • $54,069Average Assets, quarterly
  • $151,114Volatile liabilities
  • $153,183Insider loans
  • $105,764FHLB advances
  • $152,403Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $26,812Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,176Restructured Loans and leases
  • $2,142Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,477Total interest income
  • $1,973Total interest expense
  • $5,504Net interest income
  • $236Provision for loan and lease losses
  • $788Total noninterest income
  • $0Fiduciary activities
  • $458Service charges on deposit accounts
  • $0Trading account gains & fees
  • $330Additional noninterest income
  • $3,825Total noninterest expense
  • $2,155Salaries and employee benefits
  • $323Premises and equipment expense
  • $1,347Additional noninterest expense
  • $2,231Pre-tax net operating income
  • $11Securities gains (losses)
  • $629Applicable income taxes
  • $1,613Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,613Net income attributable to bank
  • $0Net charge-offs
  • $1,613Cash dividends
  • $93Sale, conversion, retirement of capital stock, net
  • $297Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.23%Yield on earning assets
  • 1.38%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.55%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.48%Pretax return on assets
  • 6.08%Return on equity (ROE)
  • 4.96%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 253.76%Credit loss provision to net charge-offs
  • 26.53%Efficiency ratio
  • 60,791Assets per employee
  • 2.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.41%Loss allowance to loans
  • 1.19%Loss allowance to noncurrent loans
  • 299.12%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.40%Net loans and leases to deposits
  • 98.30%Net loans and leases to core deposits
  • 100.95%Equity capital to assets
  • 17.62%Core capital (leverage) ratio
  • 17.59%Tier 1 risk-based capital ratio
  • 25.35%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $151,114Average earning assets
  • $26,539Average equity
  • $142,970Average loans

List of branches

  • 3 Kentucky Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01788The Lincoln National Bank Of HodgenvMain Street, Hodgenville, KY 42748July 20, 1930Full Service Brick and Mortar
    1194072The Lincoln Plaza BranchNorth Lincoln Boulevard, Hodgenville, KY 42748October 09, 1972Full Service Brick and Mortar
    2194073The Lincoln Parkway Branch1002 Lincoln Farm Road, Hodgenville, KY 42748June 28, 1999Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Lincoln National Bank of Hodgenville.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents