The Miners State Bank of Frontenac, Kansas in Frontenac, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 05, 2008

  • The Miners State Bank of Frontenac, Kansas in Frontenac, Kansas (KS)
  • Show street view No street view available for this location

The Miners State Bank of Frontenac, Kansas - Overview

  • General
  • FDIC Certificate #: 15099
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Labette Bank (#17068)
    Federal Reserve ID: 658157
    Date Established: June 19, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9476
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 25, 1935
    Last Structure Change Effective Date: April 05, 2008
    Last Structure Change Process Date: April 09, 2008
    Last Data Update: April 09, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 242 East Mckay, Frontenac, KS 66763
    County: Crawford
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Pittsburg, KS (#38260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $32.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $39,105Total assets
  • $1,476Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,073Securities
  • $11,297Federal funds sold & reverse repurchase agreements
  • $13,877Net loans & leases
  • $80Loan loss allowance
  • $0Trading account assets
  • $27Bank premises and fixed assets
  • $143Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $212All other assets
  • $39,105Total liabilities and capital
  • $27,219Total liabilities
  • $27,130Total deposits
  • $23,042Interest-bearing deposits
  • $27,130Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $89All other liabilities
  • $11,886Total equity capital
  • $11,886Total bank equity capital
  • $11,886Perpetual preferred stock
  • $0Common stock
  • $145Surplus
  • $271Undivided profits
  • Memoranda
  • $11,470Noncurrent loans and leases
  • $77Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $200Average Assets, year-to-date
  • $37,247Average Assets, quarterly
  • $613Volatile liabilities
  • $39,605Insider loans
  • $38,936FHLB advances
  • $1,809Loans and leases held for sale
  • $325Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $77Total unused commitments
  • $0Restructured Loans and leases
  • $80Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $2,044Total interest income
  • $560Total interest expense
  • $1,484Net interest income
  • -$6Provision for loan and lease losses
  • $156Total noninterest income
  • $0Fiduciary activities
  • $130Service charges on deposit accounts
  • $0Trading account gains & fees
  • $26Additional noninterest income
  • $677Total noninterest expense
  • $383Salaries and employee benefits
  • $57Premises and equipment expense
  • $237Additional noninterest expense
  • $969Pre-tax net operating income
  • $0Securities gains (losses)
  • $36Applicable income taxes
  • $933Income before extraordinary items
  • $0Extraordinary gains - net
  • $933Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$6Sale, conversion, retirement of capital stock, net
  • $782Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.41%Yield on earning assets
  • 1.48%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 2.36%Net operating income to assets
  • 2.36%Return on assets (ROA)
  • 2.45%Pretax return on assets
  • 8.00%Return on equity (ROE)
  • 1.29%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 41,280Assets per employee
  • 5.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.82%Loss allowance to loans
  • 0.57%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 51.15%Net loans and leases to core deposits
  • 54.80%Equity capital to assets
  • 30.40%Core capital (leverage) ratio
  • 29.99%Tier 1 risk-based capital ratio
  • 74.84%Total risk-based capital ratio
  • Memoranda
  • $75Average assets
  • $39,605Average earning assets
  • $11,662Average equity
  • $37,816Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Miners State Bank of Frontenac, Kansas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents