The Miners State Bank of Frontenac, Kansas in Frontenac, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 05, 2008

  • The Miners State Bank of Frontenac, Kansas in Frontenac, Kansas (KS)
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The Miners State Bank of Frontenac, Kansas - Overview

  • General
  • FDIC Certificate #: 15099
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Labette Bank (#17068)
    Federal Reserve ID: 658157
    Date Established: June 19, 1919
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9476
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 25, 1935
    Last Structure Change Effective Date: April 05, 2008
    Last Structure Change Process Date: April 09, 2008
    Last Data Update: April 09, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 242 East Mckay, Frontenac, KS 66763
    County: Crawford
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Pittsburg, KS (#38260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $32.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $39,105Total assets
  • $1,476Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,073Securities
  • $11,297Federal funds sold & reverse repurchase agreements
  • $13,877Net loans & leases
  • $80Loan loss allowance
  • $0Trading account assets
  • $27Bank premises and fixed assets
  • $143Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $212All other assets
  • $39,105Total liabilities and capital
  • $27,219Total liabilities
  • $27,130Total deposits
  • $23,042Interest-bearing deposits
  • $27,130Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $89All other liabilities
  • $11,886Total equity capital
  • $11,886Total bank equity capital
  • $11,886Perpetual preferred stock
  • $0Common stock
  • $145Surplus
  • $271Undivided profits
  • Memoranda
  • $11,470Noncurrent loans and leases
  • $77Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $200Average Assets, year-to-date
  • $37,247Average Assets, quarterly
  • $613Volatile liabilities
  • $39,605Insider loans
  • $38,936FHLB advances
  • $1,809Loans and leases held for sale
  • $325Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $77Total unused commitments
  • $0Restructured Loans and leases
  • $80Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $2,044Total interest income
  • $560Total interest expense
  • $1,484Net interest income
  • -$6Provision for loan and lease losses
  • $156Total noninterest income
  • $0Fiduciary activities
  • $130Service charges on deposit accounts
  • $0Trading account gains & fees
  • $26Additional noninterest income
  • $677Total noninterest expense
  • $383Salaries and employee benefits
  • $57Premises and equipment expense
  • $237Additional noninterest expense
  • $969Pre-tax net operating income
  • $0Securities gains (losses)
  • $36Applicable income taxes
  • $933Income before extraordinary items
  • $0Extraordinary gains - net
  • $933Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$6Sale, conversion, retirement of capital stock, net
  • $782Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.41%Yield on earning assets
  • 1.48%Cost of funding earning assets
  • 3.92%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 2.36%Net operating income to assets
  • 2.36%Return on assets (ROA)
  • 2.45%Pretax return on assets
  • 8.00%Return on equity (ROE)
  • 1.29%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 41,280Assets per employee
  • 5.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 83.82%Loss allowance to loans
  • 0.57%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.37%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 51.15%Net loans and leases to core deposits
  • 54.80%Equity capital to assets
  • 30.40%Core capital (leverage) ratio
  • 29.99%Tier 1 risk-based capital ratio
  • 74.84%Total risk-based capital ratio
  • Memoranda
  • $75Average assets
  • $39,605Average earning assets
  • $11,662Average equity
  • $37,816Average loans

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