The Moniteau National Bank of California in California, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1994

  • The Moniteau National Bank of California in California, Missouri (MO)
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The Moniteau National Bank of California - Overview

  • General
  • FDIC Certificate #: 4528
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#1631)
    Federal Reserve ID: 475149
    Date Established: September 12, 1867
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 2994
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 1994
    Last Structure Change Process Date: October 19, 1994
    Last Data Update: October 19, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 209 East Main Street, California, MO 65018
    County: Moniteau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Jefferson City, MO (#27620)
    CBSA Metro Statistical Area: Jefferson City, MO (#27620)
  • Financial Summary
  • Total assets: $32.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $33,836Cash and due from depository institutions
  • $2,142Interest-bearing balances
  • $65Securities
  • $17,987Federal funds sold & reverse repurchase agreements
  • $3,449Net loans & leases
  • $9,626Loan loss allowance
  • $160Trading account assets
  • $0Bank premises and fixed assets
  • $305Other real estate owned
  • $0Goodwill and other intangibles
  • $327Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,836Total liabilities
  • $31,387Total deposits
  • $31,302Interest-bearing deposits
  • $27,489Deposits held in domestic offices
  • 31302.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $85Total equity capital
  • $85Total bank equity capital
  • $2,449Perpetual preferred stock
  • $0Common stock
  • $75Surplus
  • $100Undivided profits
  • Memoranda
  • $2,274Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $22Income earned, not collected on loans
  • $71Earning assets
  • $31,127Long-term assets (5+ years)
  • $6,200Average Assets, year-to-date
  • $34,625Average Assets, quarterly
  • $33,210Volatile liabilities
  • $855Insider loans
  • $81FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $583Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,449Total risk weighted assets
  • $10,993Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,201Total interest expense
  • $1,001Net interest income
  • $1,200Provision for loan and lease losses
  • $107Total noninterest income
  • $158Fiduciary activities
  • $0Service charges on deposit accounts
  • $121Trading account gains & fees
  • $0Additional noninterest income
  • $37Total noninterest expense
  • $889Salaries and employee benefits
  • $517Premises and equipment expense
  • $98Additional noninterest expense
  • $274Pre-tax net operating income
  • $362Securities gains (losses)
  • $2Applicable income taxes
  • $66Income before extraordinary items
  • $298Extraordinary gains - net
  • $0Net income attributable to bank
  • $298Net charge-offs
  • $132Cash dividends
  • $25Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.89%Cost of funding earning assets
  • 3.13%Net interest margin
  • 3.75%Noninterest income to earning assets
  • 0.49%Noninterest expense to earning assets
  • 2.78%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 1.05%Return on equity (ROE)
  • 12.89%Retained earnings to average equity (YTD only)
  • 11.81%Net charge-offs to loans
  • 1.25%Credit loss provision to net charge-offs
  • 81.06%Efficiency ratio
  • 65,464Assets per employee
  • 2.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 8.39%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 727.27%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 30.75%Net loans and leases to core deposits
  • 31.62%Equity capital to assets
  • 7.24%Core capital (leverage) ratio
  • 7.46%Tier 1 risk-based capital ratio
  • 22.28%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $34,625Average earning assets
  • $2,311Average equity
  • $31,961Average loans

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