The National Bank of Madisonville in Madisonville, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 2004

  • The National Bank of Madisonville in Madisonville, Texas (TX)
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The National Bank of Madisonville - Overview

  • General
  • FDIC Certificate #: 26580
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Huntsville (#3269)
    Federal Reserve ID: 477554
    Date Established: Febuary 28, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 35284
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 28, 1986
    Last Structure Change Effective Date: October 15, 2004
    Last Structure Change Process Date: Febuary 03, 2005
    Last Data Update: Febuary 03, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 North May Street, Madisonville, TX 77864
    County: Madison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $38.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $38,271Total assets
  • $1,835Cash and due from depository institutions
  • $500Interest-bearing balances
  • $9,300Securities
  • $3,875Federal funds sold & reverse repurchase agreements
  • $18,458Net loans & leases
  • $279Loan loss allowance
  • $0Trading account assets
  • $2,337Bank premises and fixed assets
  • $284Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,182All other assets
  • $38,271Total liabilities and capital
  • $33,758Total liabilities
  • $33,246Total deposits
  • $24,974Interest-bearing deposits
  • $33,246Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $512All other liabilities
  • $4,513Total equity capital
  • $4,513Total bank equity capital
  • $4,513Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $1,008Undivided profits
  • Memoranda
  • $2,505Noncurrent loans and leases
  • $1,204Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $200Earning assets
  • $0Long-term assets (5+ years)
  • $227Average Assets, year-to-date
  • $32,133Average Assets, quarterly
  • $440Volatile liabilities
  • $38,766Insider loans
  • $38,698FHLB advances
  • $3,974Loans and leases held for sale
  • $293Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,204Total unused commitments
  • $135Restructured Loans and leases
  • $279Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $1,923Total interest income
  • $550Total interest expense
  • $1,373Net interest income
  • $0Provision for loan and lease losses
  • $595Total noninterest income
  • $0Fiduciary activities
  • $446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $149Additional noninterest income
  • $1,764Total noninterest expense
  • $917Salaries and employee benefits
  • $319Premises and equipment expense
  • $528Additional noninterest expense
  • $204Pre-tax net operating income
  • $0Securities gains (losses)
  • $52Applicable income taxes
  • $152Income before extraordinary items
  • $0Extraordinary gains - net
  • $152Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.86%Yield on earning assets
  • 1.68%Cost of funding earning assets
  • 4.19%Net interest margin
  • 1.81%Noninterest income to earning assets
  • 5.38%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 3.42%Return on equity (ROE)
  • 3.42%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 2.52%Efficiency ratio
  • 89,634Assets per employee
  • 2.01%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 139.50%Noncurrent assets plus other real estate owned to assets
  • 1.26%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 55.52%Net loans and leases to core deposits
  • 63.06%Equity capital to assets
  • 11.79%Core capital (leverage) ratio
  • 11.50%Tier 1 risk-based capital ratio
  • 19.52%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $38,766Average earning assets
  • $4,445Average equity
  • $32,799Average loans

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